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Tag Archives: Consultant
The curse on pensions is the cult of the consultant!
I thought about calling this blog the “cult of complexity” as in modern English, a cult is a social group that is defined by its unusual religious, spiritual, or philosophical beliefs, or by its common interest in a particular personality, object, or goal The social group I have in mind is … Continue reading
Posted in pensions
Tagged advice, advisors, complexity, Consultant, cult, investment consultant, Pensions
7 Comments
Start out as you mean to go on – come work with us!
We’re looking for someone who’s spent a year + in pensions and wants to work in a proper consultancy. Continue reading
A make or break week for UK investors
Are fund managers the new bankers? If you’ve read the excellent (draft) FCA Asset Management Market Study, you’d be forgiven to think they were – (and that investment consultants were their knowing flunkies). The question now is how far the FCA … Continue reading
Posted in advice gap, consultant, corporate governance, pensions
Tagged Asset management, Consultant, FCA, ft, Funds, IA, Investment Association, investment consultant
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“Only rich people think small amounts don’t matter”
That’s a quote from Debora Price and I’m making it a strap for whatever campaign I can cobble together to make Government Incentives happen for those who qualify for them , but can’t get them because their trustees don’t collect … Continue reading
Posted in pensions, pot
Tagged Consultant, Debora Price, DWP, Employment, Financial services, JLT, Mastertrust, National Employment Savings Trust, NEST, net-pay, NOW, pension playpen, pensions, People's Pension, poor, relief at source, Retirement, rich
2 Comments
Advisers advise, fiduciaries govern.
I am going to New York next month to talk about risk sharing in the UK. I will be sharing my session with Simon Nelson of Eckler, a Canadian actuary and we’re comparing notes at the moment. I’d like to … Continue reading
Posted in pensions
Tagged advice, Consultant, empoloyer, Fiduciary, governance, pension, trustee
1 Comment
How to pay a consultant.
Why this is on my mind Today I’m speaking at a conference for pension consultants which is supposed to be exploring the opportunities for them and for their clients. Looking at their agenda, there is an obvious issue missing “how … Continue reading
Posted in accountants, consultant, pensions, reward
Tagged Actuarial science, Business, Consultant, Employment, Feedback, Insurance, Investing, Pay, pensions, Retirement, reward, United States
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The death bell tolls for commission –
Another step on the hard road to pensions decency Continue reading
Is our pension scheme good enough for auto-enrolment?
Today, assessing whether your existing pension qualifies for auto-enrolment is easy. Continue reading
Posted in annuity, auto-enrolment
Tagged Consultant, Default (finance), Government, Insurance, Investment, National Employment Savings Trust, OFT, pension
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Pensions for nothing and advice for free
Insurers will reconsider their options on schemes where commission is paid but no advice is delivered Continue reading
Posted in auto-enrolment, investment, NEST, pensions
Tagged AMC, Consultant, Employment, Financial services, Insurance, National Employment Savings Trust, pension, Trail commission
8 Comments
Commission – an unwanted risk.
Remaining in denial only defers and increases risk. Continue reading
Posted in advice gap, pensions
Tagged AMC, Consultant, DWP, Government, GPP, John McCririck, OFT, pension
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