Tag Archives: pension

A Pensions Mutual for a CDC.

It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed   What is the Pensions Mutual? … Continue reading

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A Pensions Mutual which will launch a CDC Pension within a year

It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed   What is the Pensions Mutual? … Continue reading

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TPR’s vision of a future DB market including buy-outs, superfunds and schemes just carrying on

The Pensions Regulator (TPR) has encouraged trustees and employers to actively consider their defined benefit (DB) scheme endgame strategies, as a “step change” in funding levels is transforming the DB landscape. Publishing its first DB universe projection model report, TPR said … Continue reading

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Think Of An Annuity Like A Birthday Cake

Don Ezra has been kind to me over the years and I hope that some of his love of simple things has rubbed off on my blog. This tale explains why an annuity may  be the best way of cutting … Continue reading

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USS pension performance under the Clacher and Keating microscope.

Some unlucky stocks picked? Private – does that mean opaque rather than transparent? Is this delivering value for money? Con Keating doesn’t think so The rosy funding statements are based on accounting and actuary reporting Which is why poor investment … Continue reading

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How have People’s Pension done so particularly well?

I become here a commentator, not an advisor or a to be CDC proprietor – just a jaw dropped commentator! This is a truly extraordinary achievement by People’s Pension and they have done it in a year when they walked … Continue reading

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Dashboards yes! May Richard Smith get his debate , can we get freedom from pots!

I am a fan of Richard Smith and all he is doing to help people get back control of their financial lives using dashboards. Like me he believes that pensions should be laid out as pensions not pots and I … Continue reading

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Jack explains plans American retirement plan loans

This article came from a comment by Jack Towarnicky It comes as we consider the question  raised by timothy Lancaster;-  “should we help employees in debt before encouraging saving.” I don’t know what the rules are in the UK, but … Continue reading

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Is financial services doing well? “we’ll hear it is today

There are many reasons for those working in the City to feel concerned. There is a log in any signs of recovery that our public markets are recovering, we are going through a lag in recovery in house prices after … Continue reading

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Leaseholders are not getting protection and it’s not good enough.

https://www.freeleaseholders.org.uk/ Earlier this week I pointed to statistics showing that all over the country, the owners of leasehold properties are finding reselling of their leaseholds harder. Indeed many leaseholders are finding they cannot get the money they paid for the … Continue reading

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