Tag Archives: pension

“Deliver me a world without work”!

In almost every conversation I have had about the purpose of a pension dashboard, up comes the word “engagement”. Engagement has become the horse to the savings cart, “you can’t expect people to save more unless you’ve engaged them with … Continue reading

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Pension Dashboards – time to respond!

At a recent PPI seminar, Laurie Edmans reminded us that he had been responsible for helping Government nearly deliver combined pension forecasts in 2004 – nearly 15 years ago. I wrote to Laurie thanking him for chairing an excellent event … Continue reading

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Did I get “value for money” from my workplace pension

  Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading

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Some odd things about partial transfers.

There’s a debate going on between Al Rush, Jo Cumbo, Steve Webb and a number of others with regards partial transfers from defined benefit schemes. Want to go 50:50 with a “final salary” pension transfer? Ford will soon let employees … Continue reading

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How’s my pension done?

When you get that little envelope and you know it’s about your pension, that’s the question you’ll be asking.  Typically – you won’t get much of an answer from your pension illustration -even if it is the new type pioneered … Continue reading

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CDC – cons diminish confidence!

I am fairly confident that before the end of October, before even next week’s budget, the DWP will consult on CDC. We are told by the Pensions Minister , that the test case is Royal Mail but that legislation will … Continue reading

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“How can I have my money back” – the question pension savers dare not ask!

Here is the first page of the two page illustration suggested by Ruston Smith and Quietroom. I will say again that I am impressed that Ruston Smith and Quietroom have got consensus from a variety of regulators to get their … Continue reading

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Transparency isn’t tactical! Thoughts on day 2 at PLSA.

The Pension Dashboard was under discussion again at the PLSA conference in Liverpool. “The Pensions Dashboard has taken longer than I would have liked.” @ThePLSA pic.twitter.com/QiZsOlhZbx — Josephine Cumbo (@JosephineCumbo) October 18, 2018 I am not clear from Opperman’ s … Continue reading

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Don’t pander to pension populism! Zurich big-wig hits out at “freedoms”

“I have no time for populism” , was the astonishing rebuttal of top Zurich Insurance shrink Stefan Kroepfl. Kroepfl, who is global head of life business analysis – is no lightweight, nor was the discussion that ensued at this Dutch … Continue reading

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Simplifying pensions with AgeWage

A number of people have asked about “AgeWage”, so I thought to write an article introducing it and why I and our management team are so excited about what it will do. A good business plan should start with a … Continue reading

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