Tag Archives: CDC

CDC – cons diminish confidence!

I am fairly confident that before the end of October, before even next week’s budget, the DWP will consult on CDC. We are told by the Pensions Minister , that the test case is Royal Mail but that legislation will … Continue reading

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Don’t pander to pension populism! Zurich big-wig hits out at “freedoms”

“I have no time for populism” , was the astonishing rebuttal of top Zurich Insurance shrink Stefan Kroepfl. Kroepfl, who is global head of life business analysis – is no lightweight, nor was the discussion that ensued at this Dutch … Continue reading

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Keating on Ralfe, CDC and morality

Last week’s Corporate Advisor’s Pensions Summit featured a debate on the merits of CDC pensions. Johan Ralfe presented the “case” against the introduction of CDC. In the main, with all the showmanship of Barnum and Bailey, this resurrected old and … Continue reading

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Why would management fees be any cheaper for #cdc than DC?

It’s a question posed by John Ralfe- to me – on twitter. It’s a serious question and one that Jeremy Cooper, doyen of the Australian Super system is clearly interested in too. The question cannot be simply answered with reference … Continue reading

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Other ways of doing CDC

  It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading

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The human cost of marking our pensions to the market

  The debate at the CSFI mid week between Norma Cohen and John Ralfe on one side and Jon Spain and Dennis Leech on the other – seems to have focussed on the economics of pensions. I’d like to widen … Continue reading

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Proper Pensions first! Say “No” to Inclusive Ownership Funds.

Talk this morning of compulsion on private sector employers to give shares to staff. It’s not a new idea and many companies do this already. I’m with Justin Urquhart-Stewart who told listeners to Wake Up To Money that (future) Governments … Continue reading

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Pensions that make you want to live longer!

Nurse Rebecca is pleased with me. I’ve lost 19 lbs in my first month of recuperation from TapperTubby syndrome.  Regular access, reduced alcohol consumption and a cutting down on high cholesterol and high calorie food are apparently making a difference. … Continue reading

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CDC guarantees nothing! If that freaks you out – CDC is not for you!

It being early on a Sunday morning, the coots playing around Lady Lucy and a wind rustling through the willows, I’m minded to turn my mind yet again to John Ralfe’s queries on CDC. Ok clever clogs. 10 easy #CDC … Continue reading

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The “pensions industry” must speak for pensions – not the people who profit from them.

There is an assumption that for innovation to happen in the pensions industry, it needs to have the sanction of the “pensions industry”. Take this comment from Sam. CDC will be a disaster unless you can convince the pensions industry … Continue reading

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