Tag Archives: CDC
Pensions drawdown in a time of stagflation? We need a pensioners club!
It got me going – what with being 64 and having a couple of DC pots I’d like to turn to pension! Thanks to Jonathan Guthrie , here’s the link to the story. Can anyone stand stagflation on their own? We’ve … Continue reading
I took her CDC baited hook and was landed by Jo Cumbo!
Following this year’s Pensions UK investment conference I was told that my press badge would not be renewed. I was not a journalist and I spent too much time expounding my commercial views and not enough the views of other. … Continue reading
Posted in pensions
Tagged CDC, ft, increases, jo cumbo, Journalist, Pensions, salesman
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Better pensions at no risk and no strain on cashflow? Why not – CFO?
I don’t often plug my blogs Once they are written I have moved on. But yesterday afternoon I had reason to talk with a friend who runs a way of helping defined benefits to stay running on and as … Continue reading
How far can we use AI in administering pensions?
Bob Ward, someone who I’ve known as a deep thinking on pensions administration since the days of Papdis and our hopes of simplifying AE contributions, has this to say as a comment on a recent blog on CDC administration of … Continue reading
Posted in pensions
Tagged administration, AI, Bob Ward, CDC, compliance, member support, Pensions
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Pensions are a larger part of our wealth (IFS). Pension wealth is higher still under CDC.
I’m not a great fan of the Institute of Fiscal Studies who have found it hard to understand pension as “wealth” . But this report has taken a step in the right direction In this IFS report, pensions hold a … Continue reading
Should I be worried about the new CDC schemes going wrong?
One of the discussions over Easter about my posts on CDC complained that I only made claims for CDC if a CDC pension scheme was “open”. I referred to the possibility of a CDC scheme entering an endgame and what … Continue reading
Can DC pensions invest for growth or should we move to CDC?
The questions discussed on the VFM blog have so far been rather less than challenging. I posted my review of the latest podcast yesterday and got this question on my blog. John is an IFA who started in the mid … Continue reading
What’s unique about a pension? I don’t want to be in a cohort of one!
Here is where the problem is. Large consultants are looking to create a new kind of retirement income service , where what is delivered is unique to each person. Let’s not get carried away.There is nothing unique about the state … Continue reading
The Dutch have taught us how to do CDC (we’ll learn from their mistakes!)
The Dutch experience is often cited as a good reason not to use CDC to improve pensions. LCP say it’s a good reason for us to go CDC by learning from their mistakes. In the second of two essays from … Continue reading
How robust is CDC to different market conditions? – LCP looks at the last 80 years
CDC investment strategy is twice as important as the contributions paid. – say LCP. I am understanding the history of money with them in the second part of their epic on the feasibility of CDC I am really pleased that … Continue reading