Tag Archives: advice
Plenty of support, but should we need it to get our pensions paid?
What’s helping people to take decisions is problematic, the question we should be asking “what’s helping people to take the right decision”. In an earlier blog in this series looking at the FCA Financial Lives 2024 survey, it became clear … Continue reading
Advising folk about money as they retire?
I have a request from a major newspaper as to what I’d say to someone at retirement. Her questions are in bold , my answers are in blue. I don’t think my responses are precise enough. I’m sure that Steve … Continue reading
Is People’s now a “fully agile internal manager” of our savings?
Toby Nangle is a good guy, he comes from the investment community and he’s trying to turn People’s Partnership and other savings organisations into the kind of investment houses that make for happy Chancellors. This report is from Pension Age … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged advice, annuity, Business, Business and Economy, Investment, NEST, Pension new, Pensions, Tax
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Kensington’s pension scheme to fund Grenfell relief
The Grenfell tower still stands burnt out on Kensington’s deprived boundaries. Yesterday it was announced that the tower would be pulled down. A more important to those who live with family and friends dead from the incident is that there … Continue reading
Posted in pensions
Tagged advice, Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, LGPS
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The power of what we are.
It is a shame that while we are trying to find ways to grow our economy thinking long-term (pension funded) we are fearing short term tariffs from the USA as if our financial futures depended on the whims of a … Continue reading
Posted in pensions
Tagged advice, Government, Insurance, pension, politics, social media, Treasury
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Surpluses are ephemeral, beating targets should be fundamental
The surplus issue , like Mansion House speeches, does not open doors in the way that Pension Freedoms did to the retail “pension” market. I put pension in italics because George Osborne released retirement savings from the last link to … Continue reading
Posted in pensions
Tagged advice, annuity, Business, Business and Economy, Con Keating, Insurance, Pensions
14 Comments
Ten years on and the DB to DC transfer turns sour.
In 2016 I started writing about transferring pensions to wealth management firms including old fashioned personal pensions but mainly self invested personal pensions. There were some smart people arguing that taking a transfer value back then was good news personally … Continue reading
Posted in pensions
Tagged advice, annuity, BSPS, dc pensions, Financial services, LCP, pension, Pensions, Steve Webb, Tax, Transfer
4 Comments
One thing got my goat on this. “Redirecting DB assets to DC”….
My email’s contain a number of interesting missives. Here’s one I will post anony-mouse -ly. The mailer will probably be cross with me for compromising him/her – if you were at the said event, maybe you remember! I wasn’t. One … Continue reading
Posted in pensions
Tagged advice, Business and Economy, dc pensions, Government, Insurance, pension, Pensions, politics, Retirement
3 Comments
DC VFM = the value of pension for the money saved.
I think the scale program instigated by Government to get DC plans “valuable” is the wrong measure. I’d like to say why. Government can achieve its aim of VFM for DC schemes better. Government needs to start thinking of VFM … Continue reading
Posted in pensions
Tagged advice, AgeWage, auto enrolment, corporate risk, DWP, Financial services, National Employment Savings Trust, Pension new, Pensions, Retirement, Steve Webb, TPR
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Awkward surplus choices for top-job pension people!
There are a lot of people making noise about releasing pension scheme surpluses in funding. Here’s the actuaries saying something that pleases everybody. Actuaries like to think of themselves as an extension of the government and of course they have … Continue reading
Posted in pensions
Tagged advice, annuity, Business, Business and Economy, corporate governance, dc pensions, Government, pension, Pensions, Retirement, TPR
4 Comments