Tag Archives: advice
How much value are advisers adding to the drawdown process?
The IFA in question is Jennifer Ellis who makes some really interesting points Data from the FCA has shown savers withdraw up to 20% more from their pension pots in the 2023/24 financial year compared to the prior year, while … Continue reading
Invesco ; 1+1 Just doesn’t equal 3
Put a well-heeled American fund manager together with an innovative UK insurer and you’d hope to come up with something imaginative. You would have hoped wrong.Here is another solution for the solution sodden advisory market that suggests innovation but delivers … Continue reading
Time has moved on – and so must HMRC . Ark pension fraud (pt. 94)
Good for the FT for giving publicity to the ongoing agony of the Arc pension fraud victims. This is a specialist pension blog and so has covered the fraud many times over the years. Sue Flood has had her testimony … Continue reading
Advice – try before you buy. Make your first fee – a fixed fee
Hiring a financial adviser is a serious business, it could be the start of a lifelong relationship , for many people it is. But the financial model for advisers assumes that most clients will have an annuity value, that means … Continue reading
Should DB transfers be paid “at the trustee’s discretion”?
The FCA is finally working out a tenable position on the taking of DB transfer values. I suspect that it now considers anyone who would rather have a pension pot rather than a pension “vulnerable”. Which is a pretty … Continue reading
A chance for pensions to help the CIPP and payroll – HELP PLEASE!
This blog reaches to all the people who do pensions but rely on payroll to do their heavy lifting! That’s about 100% of us then. The CIPP has created a survey which they would like to share with pensions professionals … Continue reading
Advisers should welcome (not fight) the FCA’s review of in retirement advice
Thankfully , I find Al Rush’s tweet shocking. If I didn’t – I could have no faith in financial advice and financial advisors. @henryhtapper 👇🏻 https://t.co/IWPFzjn9vx — Rush (@exRAF_Al) February 8, 2023 The vast majority of clients of IFAs rightly … Continue reading
Advice or guidance? – It depends how you like to travel!
This blog follows Australian pension regulation, not because that’s what’s trendy in political circles (we are unlikely to see the next pension minister be such an admirer) but because of the it informs debates in this country we are yet … Continue reading
If you’re choosing a financial adviser – listen to Alan.
Tips for picking advisers include going through their Twitter feed and avoiding those driving a posh car as your fees are paying for it. Judging by some adviser posts, Teslas seem to be a preference https://t.co/g20BfANoM7 — Ali Hussain (@AlihussainST) … Continue reading
Has lifestyling worked? Who knows?
Who knows! Lifestyling – (sometimes called “life-cycling”) in DC pensions means adjusting the asset allocation of a pension pot to meet changing circumstances as people prepare to crystallise their pension pot(s). A crystallisation is a transaction which sees an encashment … Continue reading
Posted in pensions
Tagged advice, Business and Economy, CDC, Census, dc pensions, de-risking, Financial services, pension, Pension new, Pensions, Retirement, Who knows
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