Monthly Archives: September 2023

From Pot for Life to the PPF – have coffee with us 10.30 today and every Tuesday

Pension PlayPen coffee mornings go from strength to strength, details of this morning’s event with Tom are below. I was excited yesterday, when making arrangements for the PPF’s new chief actuary to come to coffee next Tuesday (3rd October), to … Continue reading

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Planning ahead if you’re self-employed; (HL’s first class research)

We should be grateful to Nathan Long and Hargreaves Lansdown for continuing to research what’s actually happening with the self-employed. It’s long been remarked that there are many types of self-employment ranging from the professional partnerships to those just getting … Continue reading

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Why we handed back our FCA permissions

AgeWage has resigned its permissions to act as an introducer of regulated business and we are no longer regulated by the FCA. This ends a four year experiment that started with our working in the FCA Innovation Sandbox to test … Continue reading

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British Business Bank – is there worse to come?

The FT reports a bad year for the BBB investments in UK venture capital The British Business Bank has done well to limit losses for the past year to £135m. The cost to Government of the Bounce Back Loans that … Continue reading

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We want and need a thriving Pension Regulator.

Toby Nangle is arguing in today’s FT that,  by in effect briefing against the Pension Regulator’s direction of travel, the government risks making it a lame duck. The longer this continues, the more the regulator’s credibility will be diminished. It … Continue reading

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Simon Chrystal’s views on value for money

  Simon Chrystal  is Nico and Darren’s guest this week to talk about value for money. This episode is not really about the value of pensions as the value of advice. Simon Chrystal is keen talk about his work and … Continue reading

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Key commentary on pension funding that can’t go unread!

I have a rare day to myself, Lady Lucy is resting up rather than take on Hurricane Nigel, my family are dispersed and I have had a lie-in. I’ve also spent some time this morning catching up on comments on … Continue reading

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Why my new policy is not to rely on pension policy!

A lot of what we have been discussing with regards pensions this year has been “policy dependent”. We need Government to adopt a policy and then legislate for it and we hope that some of the good ideas that the … Continue reading

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Hunt’s right; tax should incentivise us savers to boost Britain.

Cash ISAs are strange. They are supposed to encourage long term saving  but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading

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Home truths – a year on from the LDI Crisis

Katie Martin writes on the anniversary of the Kwarteng mini-budget of its lasting impact. A budget designed to create growth in the British economy has done quite the opposite Even now, bankers and investors say the whole episode is holding … Continue reading

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