Tag Archives: Defined benefit pension plan
Why we will have to wait for our freedom.
A prospect of market failure The sentence may have been over-turned but the prisoner is not free. At best he can wander the prison yard but the prison gates remain locked and even when they open , the pension will … Continue reading
Posted in pensions
Tagged annuity, Chris Noon, dc pensions, Defined benefit pension plan, defined benefit pension schemes, Dispatches, DWP, Employment, Freedom and choice in pensions, Hymans Robertson, pension freedom, Pension new, pension playpen, pensions, personal pension, personal pensions, Retirement, Steve Webb
7 Comments
The bondage of advice.
Is this what we call regulated advice? Yesterday I told a cautionary tale about a friend who came close to sacrificing 105% of 10 years projected growth on his pension pot in advice and management fees. He asked the question “how can this … Continue reading
How can this be?
A school friend of mine, came to see me yesterday with some paperwork. He had been reviewing his financial affairs. Like me , he is 53 and had been excited by talk of the new Pension Freedoms. The problem His … Continue reading
Will we be ready in time? – great blog by Ralph Frank
The wide range of changes to the UK (defined contribution) pensions environment announced in 2014 start to kick-in during the course of 2015. Much work lies ahead in finalising the detail of these amendments and subsequent implementation. There is a … Continue reading
Separation
Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading
Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions
Tagged annuity, At REtirement, auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, pension, Pension new, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, social media
2 Comments
“Collaboration” is not a dirty word
In this article, I am setting out First Actuarial’s and Pension PlayPen’s auto-enrolment strategy for 2015 and beyond. It is a strategy that sets out to collaborate with not compete with advisers. Why we chose to work … Continue reading
Posted in accountants, actuaries, advice gap, pension playpen, pensions, Pensions Regulator
Tagged Business, dc pensions, Defined benefit pension plan, Employment, financial advice, Government, IFA, independent financial advice, independent financial advisers, Pension Play Pen, pension playpen, Pension Regulator, pensions, Retirement, Steve Webb, workplace
Leave a comment
How to create sustainable regulation of workplace pensions
I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you read this … Continue reading
Posted in pensions
Tagged annuity, Business, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, f, FCA, Financial services, pension playpen, regulation, Retirement, Steve Webb, TPR, workplace Pensions
3 Comments
The trumpeter’s tale
I met a man at a party last night. He played the trumpet- he is a professional trumpeter. He never went to college and he told me he is now 67. He asked me what I did and when I … Continue reading
Why I’m encouraging civil disobedience!
I’ve been spending a little time catching up on the Pension Regulator’s website- well it is Christmas after all. I’ve come across this. It’s a guide to employers on how they should talk to their staff about pensions. It is … Continue reading
Posted in pensions
Tagged annuity, Business, Defined benefit pension plan, DWP, employer, Employment, Insurance, pension, pension playpen, pensions, Retirement, Steve Webb, The Pension Regulator, worker
4 Comments
Beware the vanity master trust
Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading