Tag Archives: Alan Rubenstein

In defence of small pension schemes

I went to bed worrying about this statement and woke up with it still rattling round my brain.  “A lot of employers are fed up with their pensions and want to see the back of them, they want to see … Continue reading

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Wake up to the PPF!

  It was good to oversleep and wake up not to the lark (metaphorical here in EC4), but to Alan Rubenstein purring about his Pension Protection Fund. Pension Protection Fund figures published yesterday show the lifeboat scheme has £4.1bn surplus and … Continue reading

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Why DB pension promises may need a credit rating.

How do you rate the creditworthiness of your scheme’s funding? Trustees of defined benefit schemes now have to properly assess the employer’s ability (and willingness) to fund the promises made to the members of the scheme. The assessment helps them in negotiations with the … Continue reading

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Let’s talk about risk – trustees, let’s talk about you and me..

Members cannot take exercise freedoms on pensions in payment so the decision to draw a DB pension is as irreversible as buying an annuity. Trustees need to make their members knowledgeable about their options. Continue reading

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The PPF – our great escape!

We get used to talking about the failure of the private sector to deliver proper pension outcomes. We are incensed by the shortcomings in governance that has allowed well funded local government schemes to feed the City’s insatiable need for … Continue reading

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