Tag Archives: advice

The FinTech boom ignites with the start-ups!

Posted on August 9, 2015 by henry tapper

This chart says something pretty interesting. It tells us that London is the top place in Europe for Financial Technology, it tells us that in terms of performance and market reach, we’re doing great but that we lag in Funding … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

“A question of trust”- accountants and auto-enrolment pensions.

Posted on August 6, 2015 by henry tapper

I’m not going to quote Einstein’s definition of insanity as that would be madness. To understand how tactical short-cuts spiral into destruction look at what PPI has done to the share price of our high-street banks This blog is for accountants who … Continue reading →

Posted in accountants, actuaries, Management, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Bringing down the cost of advice #FAMR

Posted on August 5, 2015 by henry tapper

The Financial Advice Market Review asks whether Britain can bridge the advice gap for those people who “want to work hard, do the right thing and get on in life but do not have significant wealth”, strip out the political … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

WOW – RDR II just broke out!

Posted on August 3, 2015 by henry tapper

The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , | 1 Comment

What employers can do to get their members better pensions

Posted on July 31, 2015 by henry tapper

Yesterday I had a chance to talk with a large employer about what they can do to help improve the outcomes of their DC plans. Influencing employees to get the best out of their pension savings means getting them to … Continue reading →

Posted in Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

What AE’s doing to pension saving – guest blog from Richard White

Posted on July 30, 2015 by henry tapper

Richard White works for Portal Financial a Rochester based IFA who are producing some really interesting stuff on pensions. This is Richard’s first blog for us and I hope we’ll be able to feature more! Research highlighted in our blog post … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

The transfer mess gets worse…

Posted on July 28, 2015 by henry tapper

It’s been some weeks since I wrote about transfers. To recap, I have been predicting a seizure in the transfer market , resulting from high demand, low-advisory capacity and pipes blocked with regulatory effluent. So it doesn’t come as a … Continue reading →

Posted in Treasury, trustee | Tagged , , , , , , , , , , , , , , , , | 10 Comments

Don’t you -forget about DB – guest blog from the TUC

Posted on July 27, 2015 by henry tapper

This blog is written by Tim Sharp of the  TUC, thanks to Hilary Salt for pointing it out and for Tim and the TUC for allowing us to republish it! It is easy to overlook defined benefit (DB) pension schemes … Continue reading →

Posted in pensions | Tagged , , , , , , , , | Leave a comment

Can IFAs create their own profession?

Posted on July 24, 2015 by henry tapper

James Walker  has published BWD’s assessment of the prospects for firms offering financial advice as their core product. He paints a picture of rising regulatory costs and sluggish growth prospects preventing IFA practices from employing the young blood to refresh it. Last … Continue reading →

Posted in advice gap, FCA, Financial Conduct Authority, First Actuarial, Personality | Tagged , , , , , , , , , , , , , , , | 3 Comments

How safe is your workplace pension?

Posted on July 18, 2015 by henry tapper

The opportunity to improve pension fund charging. Let us pause for a moment and consider what we are buying into when we set up a workplace pension for our staff. On the face of it, nobody enrolled into a workplace … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment