Tag Archives: Good governance

Are pension advice tax-exemptions washed-up?


Snapped up or washed up – what’ll be left of the Finance bill? Here’s some correspondence from one of my most reliable correspondents. We’ve been told that the current finance bill (longest in history) will now be rushed through in … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

What employers can do to get their members better pensions


Yesterday I had a chance to talk with a large employer about what they can do to help improve the outcomes of their DC plans. Influencing employees to get the best out of their pension savings means getting them to … Continue reading

Posted in Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

The new Mastertrust Assurance Framework (MAF)


Amidst the deluge of new consultations, the joint consultation on the Mastertrust Governance has been pretty well lost to sight. Published last week it can be found here. It’s the work of a group of accountants (organised by the ICAEW) … Continue reading

Posted in accountants, advice gap, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Will some employers need their own IGCs?


  This blog’s for any employer or adviser with an existing workplace pension scheme (GPP or Stakeholder Pension), where you chose the funds offered to your staff.   I asked a question of the Pensions Regulator this week. He’d put … Continue reading

Posted in FCA, governance, pension playpen, Retail Distribution Review | Tagged , , , , , , , , , , , , | Leave a comment

2 cheers for the Regulator’s new clothes


Not before time, the Pension Regulator is getting to grips with its responsibilities to protect members of UK DC plans. I am pleased that the Regulator is getting involved (one cheer) and I’m pleased that they are concentrating on outcomes (two … Continue reading

Posted in actuaries, annuity, Australia, auto-enrolment, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , | 15 Comments

Right direction – wrong speed! Defining a “good” workplace pension.


I like the rhetoric, what the DWP and tPR are saying is going in the right direction, I hope they can keep their foot to the floor so that companies and trustees staging next year can get it right first time. Continue reading

Posted in dc pensions, Management, napf, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , | 12 Comments