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Tag Archives: Human Resources
“My pension offer” – explaining CDC to a confused public!
John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, pensions, Retirement
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Auto-enrolment; – tPR’s despatches from the trenches
Auto-enrolment is like Flanders in 1914. Those wishing to see universal adoption of workplace pensions within Britain’s employment structure are digging in for an onslaught that has barely begun. Our Ypres’ and Passchendaeles’ are yet to come. We are still in … Continue reading
Why Face to Face Guidance may be impossible.
I didn’t know what to expect from the Life Planning Association, whose meeting I attended on Wednesday as a guest of Wladek Koch. What I got was an insight that makes sense of why I believe Face to Face … Continue reading
Can accountants ignore workplace pensions?
While all the noise is about the risks of employers not fulfilling their duties to set up and establish the processes to make “auto-enrolment” happen, the point of auto-enrolment, which is of course to deliver decent income for staff in … Continue reading
Posted in advice gap, pensions
Tagged accountancy, Accountancyweb, accountants, Business, DWP, Employment, FCA, Human Resources, National Employment Savings Trust, pensions, Retirement
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Standard Life comes up trumps
Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions
Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb
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“Better workplace pensions – further measures for savers”
Recognise the title? It’s what the DWP chose to call their Command Paper on charges. This paper is not a justification for a charge cap, it’s a new framework for DC pension governance. It’s gone un-noticed but only one chapter … Continue reading
Posted in advice gap, corporate governance, First Actuarial, pensions, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Human Resources, Insurance, Investing, Investment, Investment management, pension, Pension Protection Fund, Pension Regulator, pensions, Retirement, Society, Steve Webb
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“What’s it like to be retired?”
It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading
Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb
Tagged annuity, Defined benefit pension plan, DWP, Employment, Financial services, Human Resources, ILC, Insurance, Investment, Life annuity, London, National Employment Savings Trust, pension, Pension Poverty, Pension Protection Fund, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, SDAI, Society, Steve Webb, United States, University of Bristol
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When only a dedicated project manager will do – AE needs new advisers.
Most pension people trying to project manage auto-enrolment have found themselves out of their depth. Whether you are an actuarial consultant or an IFA the issue is the same- you know little about HR processes and less about payroll. Integrating … Continue reading
Your life for sale – what a liquid annuity market could mean.
Why people like me get cross with him is that he is dangling carrots and waving sticks but the donkey is locked in the stable. To get the animal moving, Steve Webb or his successor is going to have to open the stable door. Continue reading
Auto-enrolment for HR managers
It’s the employer’s job to get their staff to save. This is the simple message of this guide. Unfortunately, the devil’s in the detail and this guide is quite technical. re being Auto-enrolment is not just about complying with regulations, … Continue reading
Posted in auto-enrolment, infrastucture, pensions
Tagged auto-enrolement, HR, Human Resources, pensions
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