Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: NAPF
Do we need another pension commission? #IRSC
A call for inclusion from the pension elite? The NAPF have launched a call for an Independent Retirement Savings Commission. I went to hear the arguments yesterday morning and came away with a nice booklet but without much more enthusiasm … Continue reading
Care or hubris? – How Tesco got in such a pensions mess.
Every little helps? The right old mess that Tesco has found itself in , is blamed partially on its mishandling of its pension strategy. How can an organisation with the motto “every little counts” have such a large pension deficit? … Continue reading
Posted in Change
Tagged Aldi, art of pensions, atrophication, CDC, change, Deficit, Finest, Google, Leadership, lidl, Morrisons, NAPF, progress, Tesco
11 Comments
“I will look unto the hills” – for help with my DC pot!
As the days click by and Outlook starts filling up for April 2015, I ask myself what help is on its way for those without the means for a drawdown SIPP or the inclination to purchase an annuity. … Continue reading
What’s that coming over the hill…? NAPF CDC DEBATE #Fail
The NAPF CDC Debate The debate on how we organise our retirement incomes from our pension savings was not progressed at the NAPF’s CDC focussed pension connections meeting last night. A half filled room witnessing a debate between two “Pale … Continue reading
Posted in actuaries
Tagged Actuarial science, annuity, Business, CDC, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, fail, Financial services, Guidance, Hamish Wilson, IGC, John Ralfe, MAS, NAPF, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, pensions, Retirement, Steve Webb, TPAS, trustee
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Putting financial bloggers in their place
Yesterday was interesting. I was shortlisted for Pensions Personality of the year – thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year – please vote here Another media awards event , the ABI … Continue reading
Posted in advice gap, Blogging, journalism, Martin Lewis
Tagged ABI, Actuarial science, annuity, blogging, Business, Business and Economy, de-risking, Financial services, Government, journalism, NAPF, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Retirement
2 Comments
PQM – under new management, deserves a second chance
News that Adrian Boulding has taken the chair at the Pension Quality Mark and that its new MD is crack Kiwi-saver Justine Tate, roused me to re-engage with a venture I had thought as much use as a chocolate … Continue reading
Posted in advice gap, auto-enrolment, dc pensions, pension playpen, pensions, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, Government, Investment, Investment management, NAPF, Pension new, pension playpen, Pension Quality Mark, Pension Regulator, pensions, Politics, PQM
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If I were Steve Webb..
tomorrow I must pretend to be Steve Webb and speak to an NAPF group as if I were him Continue reading
Posted in auto-enrolment, pensions, steve webb
Tagged Andy Seed, Britain, Employment, Financial services, NAPF, pension, Steve, Steve Webb, Tower Hill
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Making hard easy.
In a complicated world, we look for simple ideas that make hard easy. Continue reading
Posted in advice gap, auto-enrolment
Tagged Business, Employment, Financial services, NAPF, pension, Richard Branson, Steve, Steve Webb
7 Comments
Who speaks for workplace pensions?
So howabout PQM lite- something that smaller employers can aspire to? Continue reading
Posted in auto-enrolment, napf, NEST, pensions
Tagged Employment, FCA, NAPF, National Employment Savings Trust, pension, PQM, Steve Webb, www.pensionplaypen.com
17 Comments
Time to get tough on “dodgy” pensions – the Regulator speaks
Regular readers will know that I have for a few months been expecting and calling for a strengthening of the DWP’s stance on what makes for “good” and what kinds of pension scheme should Qualify for auto-enrolment. I did not … Continue reading
When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…