Tag Archives: NAPF

Payroll follows member!

Posted on October 30, 2012 by henry tapper

There is an unholy row going on between the NAPF on one side and the DWP and the ABI on the other centering on whether the average Joe wants the pension “pot” from his former employer to follow him to his new … Continue reading →

Posted in auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 4 Comments

NAPF Conference Report (from our man not on the spot)

Posted on October 19, 2012 by henry tapper

My attempt to create a one man fringe event at the NAPF was short-lived and I spent the majority of the past 48 hours ensconced in various coffee shops and bars listening to Conference Reports from playpen cronies. The feedback … Continue reading →

Posted in auto-enrolment, dc pensions, de-risking, napf, NEST | Tagged , , , , , , , | 7 Comments

What Steve Webb must do now.

Posted on October 17, 2012 by henry tapper

Well Mr Webb, you said it; I refer to your excellent talk at the IOD (16/10/12) First you said that you would legislate for “pot follows member” in 2014/15 .Then when asked what happens if a member transfers to a bad qualifying scheme, you … Continue reading →

Posted in annuity, CDC, dc pensions, defined aspiration, Financial Education, Henry Tapper blog, Management, Payroll, pensions, Retirement, Treasury | Tagged , , , , , , , , | 20 Comments

Payroll strikes back!

Posted on July 4, 2012 by henry tapper

While the DWP consultations on auto-enrolment was going on , I had a nagging feeling in my stomach, like you do when you vaguely remember there’s something you’ve promised but haven’t delivered – but you can’t remember what it was. At … Continue reading →

Posted in auto-enrolment, Bankers, dc pensions, de-risking, defined aspiration, NEST, pensions, Personal Accounts, Public sector pensions | Tagged , , , , , , , , , , , , | 3 Comments

Make NEST the dustbin of our pension dreams?

Posted on March 30, 2012 by henry tapper

We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to Government on “operation … Continue reading →

Posted in annuity, Change, NEST | Tagged , , , , , , , | 3 Comments

The NAPF point the finger at the £1bn annuity scandal

Posted on February 5, 2012 by henry tapper

The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading →

Posted in annuity, dc pensions, FSA, Henry Tapper blog, NEST | Tagged , , , , , , , , , | 14 Comments

“Making Pension Charges Clearer” – good on the NAPF

Posted on January 21, 2012 by henry tapper

The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading →

Posted in annuity, auto-enrolment, corporate governance, dc pensions, de-risking, EU Solvency II, pensions, Retirement, social media | Tagged , , , , , , , | 4 Comments

Can pensions find a unified voice?

Posted on January 16, 2010 by henry tapper

There are no great and good anymore- the availability of information has meant a democratisation and demystification of the pensions hieirarchy. The information revolution has done for the pensions oligarchy what usury did for feududalism and it’s not taken 100 years, it hasn’t taken 100 months!
Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 1 Comment