Tag Archives: dc pensions

Come on Sage – you can and should do better!

Sage are a great British success story. Over the past 20 years they have become pre-eminent as a payroll software supplier and latterly a portal for a range of back-office business solutions. Www.pensionplaypen.com is itself a business customer, using SagePay … Continue reading →

Posted in Payroll, Salford Quays | Tagged , , , , , , , , , , , , , , , , | 3 Comments

Everything’s a prototype – nothing on the web will last.

  The way people think about websites has changed so much over the past three years. This morning I read an article called “web design is dead” in which the author, Sergio Nouvel (@shesho) argues that internet innovation has shifted from … Continue reading →

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“A question of trust”- accountants and auto-enrolment pensions.

I’m not going to quote Einstein’s definition of insanity as that would be madness. To understand how tactical short-cuts spiral into destruction look at what PPI has done to the share price of our high-street banks This blog is for accountants who … Continue reading →

Posted in accountants, actuaries, Management, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Are the goal posts about to be moved again? (guest blog by Ralph Frank)

  This week has seen the announcement of another consultation, this time intofinancial advice.  The terms of reference have been published at this stage, with the details of the consultation to follow in the Autumn.   One of the stated … Continue reading →

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WOW – RDR II just broke out!

The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading →

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Ten things everyone should know about workplace pensions

              Pensions are difficult; how can buyers choose one from another? Look from the list of categories at the attributes that IFAs consider important when deciding on a pension? Confused? …… I was! The traditional … Continue reading →

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What employers can do to get their members better pensions

Yesterday I had a chance to talk with a large employer about what they can do to help improve the outcomes of their DC plans. Influencing employees to get the best out of their pension savings means getting them to … Continue reading →

Posted in Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

“Tax relief – what are the numbers?” Guest blog from Ralph Frank

The Government has repeatedly expressed its concern, both in the 2015 Budget (paragraph 1.232) and in the recently announced consultation on pensions tax relief, at the level of income tax forgone through the provision of pension tax relief.  This concern … Continue reading →

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Why “pensions ISAs” must be more than ISAs

Ros Altmann has recently commented that simply topping up ISAs and calling them “Pension ISAs” is not going to help solve our long-term retirement problems. The danger of using the ISA structure is that it ignores the fundamentals- that people … Continue reading →

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Pension PlayPen’s response to the Treasury on pension tax-relief

The Treasury has asked eight great questions which go to the heart of how we incentivise pension saving. Here are our responses. We haven’t formally sent these responses to the Treasury yet, so if you have any comments, please send … Continue reading →

Posted in pensions, Pensions Regulator, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment