"a product that beats the annuity most of the time and loses to it by a fifth in the bad…
An important analysis. One possibility that I think Gordon has missed is Baroness Altman proposed amendment to the Financial Services…
What do you think is holding back British companies from scaling up? Many reasons amongst them: The decision makers have…
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Tag Archives: dc pensions
Pension’s day of reckoning draws nigh!
April 6th 2016 should be a date with a red circle round it on any pension’s office calendar. It’s the day when contracting-out officially comes to an end- “cessates” – is no more. It is also the date when the … Continue reading
Posted in pensions
Tagged Actuarial science, Actuary, ageing, auto enrolment, contracting-out, customer service, dc pensions, Defined benefit pension plan, GMP
3 Comments
“Trust me , I’m a scorpion”
I was born at 11.02am on 11th November 1961, according to my star chart ,the sun, the moon, all the houses and for all I know Planet Pluto are in Scorpio, which makes me a little worried. This is no … Continue reading
Lassitude or laxitude – 100 days of pension freedoms
“Lassitude” or “Laxitude” – what’s your judgement on how we’re carrying on? Or is this all just fine? Lassitude is a “proper” word that describes a lazy behaviour resulting from world weariness, laxitude is a made up word that describes … Continue reading
Posted in CDC, pensions, Popcorn Pensions
Tagged advice, annuity, Business, CDC, dc pensions, Employment, income drawdown, Investment management, lassitude, laxitude, old, pension, Pension Freedoms, Pension new, pension playpen, pensions, Retirement, retirement savings, Saving, spending, young
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Pensioner First
A consistent theme of the pension reforms we have witnessed over the past five years has been a focus on the consumer of pension savings – the pensioner. Set in the wider context of welfare policy, the proposals to re-align … Continue reading
Posted in pensions
Tagged ABI. IA, auto enrolment, Business, consumerism, corporate governance, corporate risk, DC outcomes, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Government, Government demands, LGPS, lobby, NAPF, outcomes, pensioner, Private sector, Retirement, Ros Altmann, social media
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We had it coming!
I haven’t read the reaction of the pension hierarchy to the Treasury’s consultation on the future of pension tax relief – I don’t have to. Steve Bee’s tweet “I don’t want to spend the rest of my time on this … Continue reading
When the dust settles…
For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our retirement spending, 2015 asks … Continue reading
Posted in auto-enrolment, Payroll, Pension Freedoms, pension playpen, Public sector pensions
Tagged advice, annuity, auto enrolment, Business, corporate governance, dc pensions, Financial services, George Osborne, Government, Michael Johnson, pension, Pension new, pension playpen, pensions, redistribution, Retirement, retirement income, retirement saving, retirement savings, SIPPS, state pension, Tax, tax incentives, The Treasury, Treasury, Triple-Lock
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The future of pension regulation – Andrew Tarrant
Andrew Tarrant was a personal advisor to Gregg McClymont in the previous parliamentary term. A Kiwi lawyer he has the distinction of having sung in New Zealand’s only serious punk band. I have had the privilege of reading this substantial piece of … Continue reading
Posted in pensions
Tagged Andrew Tarrant, annuity, Business, corporate risk, dc pensions, Defined benefit pension plan, Employment, governance, Government, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, Retirement, The Pension Regulator, workplace Pensions
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Helen Dean – the right person for the NEST top job.
Helen Dean’s appointment as the new CEO of NEST , seems to have been greeted with a stifled yawn by the Pensions Press. Helen has the lowest of profiles, no social media presence, hardly a speaking engagement and a declaration … Continue reading
Posted in NEST, pensions, Pensions Regulator, Personal Accounts
Tagged AE, art of pensions, auto enrolment, Business, corporate governance, dc pensions, DWP, Employment, Financial services, Helen Dean, Lesley Titcombe, Minister, National Employment Savings Trust, NEST, pension playpen, pensions, Retirement, Ros Altmann
1 Comment
How interoperable are you?
One of the Friends of Auto-Enrolment’s groups is called the interoperability task-force. I think Andy Agethangelou makes these names up so his name seems short by comparison. “Interoperability” is a concept I haven’t come across before, but like a lot … Continue reading
Posted in auto-enrolment
Tagged advice, Andy Agethangelou, auto enrolment, dc pensions, DWP, Employment, FofAE, Friends of Auto-Enrolment, interoperability, interoperable, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Retirement, the Friends of Auto-Enrolment
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Why due diligence is soooooooo important!
Yesterday I wrote about pension charges and the difference between poor practice and malpractice . At some point the value for money swing-ometre tips into rip-off territory and it’s almost always when those managing its costs of a scheme, stop acting … Continue reading
Posted in accountants, auto-enrolment, pensions
Tagged advice, auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, due diligence, Employment, Financial services, first actuarial, occupational pension schemes, penions, pension, pension playpen, pension scheme, pension schemes
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Still time to wish you a happy birthday. WBM