Gordon Aitken (and others) may disagree with you. gordonmaitken.substack.com/p/i-said-insurers-were-funding-british
A perception that the self-employed don't like pensions is overstated as many of the self-employed save on their tax bills…
Hello Henry, Our insurers could do more for Britain etc Reference your sentences : '...For this means our pension funds…
Agreed JM. There is a philosophical gap over the respect of private property rights that fuels this, and more. I’ve…
Tag Archives: Pension Regulator
Turning auto-enrolment information into knowledge
I spend far too much of my life on the Pension Regulator’s website trying to narrow the information available to make people knowledgeable. It isn’t easy. ENGAGE &lt;iframe src=”//www.googletagmanager.com/ns.html?id=GTM-NQPC6C” height=”0″ width=”0″ style=”display:none;visibility:hidden”></iframe> From the moment you hit the site you … Continue reading
The enormous importance of Legal and General
If one insurer has done more than any other for workplace pensions it is Legal & General. For early stagers like Marks & Spencer they opened a master trust , they were the first insurer to adopt clean 50bps … Continue reading
Get your BR19 as your first step to being “Pension Wise”
Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading
Posted in pensions
Tagged Actuarial science, annuity, auto enrolment, BR19, Business and Economy, CDC, DWP, Financial services, Freedoms, Guidance, Guidance Guarantee, National Employment Savings Trust, pension, Pension Freedomd, Pension new, pension playpen, Pension Poverty, Pension Regulator, Pension Wise, pensions, Retirement, Steve Webb, Treasury
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Let’s play fantasy CIO at NEST!
NEST has invited all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading
Separation
Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading
Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions
Tagged annuity, At REtirement, auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, pension, Pension new, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, social media
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So much for the “haves”, what of the “have nots”?
It has now been well over a year since the OFT published this comment Since this warning, not a lot has been done to improve the quality of purchasing by employers. The DWP is introducing legislation in April which will … Continue reading
Posted in actuaries, auto-enrolment
Tagged annuity, auto enrolment, Business, employers, Human Resources, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, Retirement
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“Collaboration” is not a dirty word
In this article, I am setting out First Actuarial’s and Pension PlayPen’s auto-enrolment strategy for 2015 and beyond. It is a strategy that sets out to collaborate with not compete with advisers. Why we chose to work … Continue reading
Posted in accountants, actuaries, advice gap, pension playpen, pensions, Pensions Regulator
Tagged Business, dc pensions, Defined benefit pension plan, Employment, financial advice, Government, IFA, independent financial advice, independent financial advisers, Pension Play Pen, pension playpen, Pension Regulator, pensions, Retirement, Steve Webb, workplace
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Beware the vanity master trust
Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading
Hats off to all workplace pension providers
I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading
Posted in FCA, NEST, Retirement
Tagged Aegon, Aviva, BlackRock, Business, Business and Economy, CDC, Financial services, Financial Services Authority, Friends Life, Government, L&G, London, NEST, pension, Pension new, pension playpen, Pension Regulator, pensions, Politics, Prudential, Retirement, Royal London, Scottish Life, Standar Life, Steve Webb, workplace Pensions, Zurich
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[…] has had posted his recent article on my blog last week and you can read it here. His focus…