Tag Archives: Pension Regulator
Get your BR19 as your first step to being “Pension Wise”
Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading
Let’s play fantasy CIO at NEST!
NEST has invited all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading
Separation
Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading
So much for the “haves”, what of the “have nots”?
It has now been well over a year since the OFT published this comment Since this warning, not a lot has been done to improve the quality of purchasing by employers. The DWP is introducing legislation in April which will … Continue reading
“Collaboration” is not a dirty word
In this article, I am setting out First Actuarial’s and Pension PlayPen’s auto-enrolment strategy for 2015 and beyond. It is a strategy that sets out to collaborate with not compete with advisers. Why we chose to work … Continue reading
Beware the vanity master trust
Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading
Hats off to all workplace pension providers
I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading
Clarity needed on NEST’s finances
The Pension Regulator has announced it intends to introduce a Directory of workplace pensions. The criteria for inclusion will be that the workplace pension must meet the Quality Standards being introduced from 2015 and that the workplace will be universally … Continue reading
We need a Bus and a Lamborghini!
My friend Ralph Frank is very good at putting his finger on the problem. If he was a Doctor, I’d trust his diagnosis and I like to think of him with a stethoscope prodding around the body financial – listening … Continue reading