Tag Archives: Pension Regulator
The time to clean up drawdown’s NOW!
We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading
Posted in pensions, Retirement
Tagged ageing, annuity, auto enrolment, dc pensions, FCA, Gregg McClymont, Labour, pension, pension playpen, Pension Regulator, pensions, regulation, Retail Distribution Review, Retirement, Treasury
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“To meet the needs of those in the middle” – what pension consultancy should be about!
The Advert On Tuesday I am sitting on a panel with good friends; Otto Thoresen, author of the Thoresen report; Mathew Arends, Partner at Aon Hewitt, Duncan Buchanan president of the Society of Pension Consultants. The session will be chaired … Continue reading
Posted in actuaries, advice gap, auto-enrolment, dc pensions, defined ambition, drawdown, Payroll, pension playpen, pensions, Retirement
Tagged annuity, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, National Employment Savings Trust, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement
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Is the Chancellor the IFA’s “New Best Friend?”
Another week, another change to the UK retirement savings environment – or at least, that’s how it feels! The latest changes to the tax regime tabled this week under the title ‘Pension Flexibility 2015’ were first published in … Continue reading
Posted in advice gap
Tagged Business, Defined benefit pension plan, DWP, Employment, Financial services, Government, Guidance, IFA, pension playpen, Pension Regulator, pensions, Retirement
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“My pension offer” – explaining CDC to a confused public!
John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, pensions, Retirement
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A beginner’s guide to annuities
Annuities haven’t got a very good name at the moment. They are blamed for many problems which are not their fault. One problem with annuities is that most people don’t understand them! Another problem with annuities is that people have … Continue reading
I was so much older then (I’m younger than that now)
Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading
Two into one will go!
Steve Webb’s admission that we need a single regulator is a sign of his strength . It takes guts to admit you’ve been wrong for four and a half years! I’d come to the same conclusion myself reckoning;- That the geographic split between Brighton … Continue reading
We knew we were cheating our clients.
Mark Wood (now of JLT and formerly of the Prudential) is calling on insurers to relax the early exit penalties on pension contracts set up in the “bad old days” when commission was paid in advance for premiums paid … Continue reading
Making a buyer’s market for pensions
Organisations such as Which have always charged a subscription for their research. Those prepared to pay a regular monthly amount built libraries of reports which help us purchase everything from groceries to credit cards. Which put its readers in control- … Continue reading
Posted in advice gap, alvin hall, Martin Lewis, pensions
Tagged Business, Buyers, corporate risk, dc pensions, Financial services, Government, Life annuity, Martin Lewis, MSE, National Employment Savings Trust, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, social media, Steve Webb, Which, workplace Pensions
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Sign up for The First Actuarial Monkey League -2014 !
You can save yourself reading 644 words of Pension Plowman pontification and sign up for the Monkey League here. Or you can read the blog and take your decisions at the end. Here’s why I’m promoting our Monkey … Continue reading
Posted in Financial Conduct Authority, Financial Education, First Actuarial, monkey league, pensions
Tagged Business, corporate governance, corporate risk, dc pensions, Employment, Financial services, First Actuairal, first actuarial, Investing, Investment, Investment management, monkey league, Pension Protection Fund, Pension Regulator, pensions
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