A perception that the self-employed don't like pensions is overstated as many of the self-employed save on their tax bills…
Hello Henry, Our insurers could do more for Britain etc Reference your sentences : '...For this means our pension funds…
Agreed JM. There is a philosophical gap over the respect of private property rights that fuels this, and more. I’ve…
Time to anticipate yet another raid on pension funds of the prudent. The magic bullet solutions just move the risk…
Tag Archives: Pension Regulator
Identifying your auto-enrolment workers! Great guest blog by Karen Prince
This month sees the start of the final stage of auto-enrolment in the UK for more than 1.2 million employers. This last stage affects small and medium enterprises employing less than 30 staff. By April 2017, all businesses, including those … Continue reading
Telling tales or tipping off?
There is a fine line between campaigning journalism and incompetent meddling. Those whose jobs it is to stamp on malfeasance see the campaigners not as crusaders but as a menace. Those who campaign see those in authority not as allies but … Continue reading
Posted in Pension Freedoms, pension playpen, Pensions Regulator, Ros Altmann
Tagged Actionfraud, blogging, DWP, Fraud, National Employment Savings Trust, pension, pension liberation fraud, Pension new, Pension Regulator, PensionPlaypen, pensions, Politics, Retirement, The Pension Regulator, tipping off, TPR
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I smell a (pensions) rat – what can I do?
An advert appeared yesterday on the Pension Play Pen Linked In Group.. If you’re in our Group, you can see it here The organisation – Save My Pension is offering a “route to market” with the message from its Director Danny Smith … Continue reading
Posted in pensions
Tagged advice, alternative investment, Employment, Financial services, Fraud, Gallium, Guidance, Investing, Investment, Investment management, liberation, occupational pension scheme, Pension Liberation, pension playpen, Pension Regulator, pension scheme, Retirement, route to market, Scam
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IFAs and actuaries – as easy as “A Cap B”.
For half of the 30 years I’ve been advising people, I was paid by private individuals to help them take difficult financial decisions. For the other half, I’ve been paid by employers to help their staff take difficult decisions. This … Continue reading
Posted in actuaries, advice gap
Tagged actuaries, Actuary, advice, Business, corporate governance, dc pensions, Financial services, Government, Guidance, IFA, National Employment Savings Trust, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Steve Webb, transfers
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Pension pandemonium within 12 months!
“F*ck the file” that’s what I say- or what I would say if I wasn’t in an office full of people who live, eat and breathe Excel. I’d like my office to be file-less within 5 years (make that … Continue reading
Two thirds of SMEs are pension virgins.
New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading
Posted in accountants, advice gap, auto-enrolment, DWP, Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged accountants, advice, annuity, auto enrolment, Business, choice, Defined benefit pension plan, DWP, Employment, Guidance, pension, Pension new, pension playpen, Pension Regulator, pensions, Retirement, Steve Webb, The Pension Regulator, TPR
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Time for payroll to take on pension management?
When I look into my crystal ball, I see three changes to the way that pensions are going to be managed within companies going forward. The old high maintenance approach will fall away as pension providers streamline their processes and … Continue reading
Posted in auto-enrolment, pensions
Tagged adviser, auto enrolment, Business, Employment, Payroll, pension, Pension new, Pension Regulator, pensions, Provider, Retirement, Service provider
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5 good reasons we need a secondary annuity market
I returned from a long walk this morning to a barrage of negativity on twitter. The outrage of the pensions twitterati was reserved for the Government’s pre-budget leak that people will be able to buy and sell annuities as if … Continue reading
Posted in pensions
Tagged annuities, annuity, annuity income, annuity market, bulk annuities, Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial services, George Osborne, Government, Insurers, National Employment Savings Trust, Norris Cole, pension, Pension new, Pension Regulator, pensions, Politics, Ramsay Clegg, Retirement, Steve Webb
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Hats off to the Regulator – there is no shortcut to good practice.
When it comes to choosing your workplace pension – there is no shortcut to good practice Continue reading
Posted in pensions
Tagged Abacus, Alexander House, DWP, NEST, NOW, pension, pension playpen, Pension Regulator, Pensions Regulator, People's Pension, shortcut, the Regulator, TPR, workplace pension
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Will pension freedoms be the death of Defined Benefit?
I thought it was the last supper (or at least the last pension playpen lunch). We had twelve men around the table (no women) and there was sombre expectation as we considered the impact small changes in tax legislation … Continue reading
Posted in advice gap, pension playpen, pensions, Pensions Regulator
Tagged annuity, Business, Con Keating, dc pensions, defined benefit, defined benefit pension, Defined Contribution, Freedoms, Government, last supper, pension, Pension Freedoms, Pension new, pension playpen, Pension Protection Fund, Pension Regulator, pensions, Politics, ppf, public sector, Public Sector Pensions, Retirement, state pension, Steve Webb
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Gordon Aitken (and others) may disagree with you. gordonmaitken.substack.com/p/i-said-insurers-were-funding-british