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Tag Archives: Business and Economy
CDC for the people
The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading
Posted in CDC
Tagged Actuarial science, annuity, Business, Business and Economy, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, England, Financial services, Investing, Investment, Investment management, Life annuity, pensions, Retirement, Steve Webb, United States
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Make or break day for the pensions charge cap
“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading
Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions
Tagged Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Steve Webb
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Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).
Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading
Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST
Tagged AMC, Business, Business and Economy, charges, costs, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension Regulator, pensions, Retirement, Steve Webb, TER, Total Charge
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Exploring the cost of ownership – Guest blog from Dr Chris Sier
Introduction The pension fund value chain is overly complex, costly and completely opaque to the end consumer. The Kay Review of UK Equity Markets and Long-term Decision-making (2013) highlighted this. In fact, the total cost of owning (TCO) a pension … Continue reading
The value of the triple-lock,
No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading
A promise or a guarantee?
If Steve Webb wants AE to work, he should stop turning promises into guarantees and burdening employers with unforeseen liabilities and huge consultative and administrative costs. Continue reading
Posted in actuaries, auto-enrolment, corporate governance, EU Solvency II, Fiduciary Management, leadership, Liability Driven Investment, pension playpen, Popcorn Pensions, steve webb
Tagged Benefit, Business, Business and Economy, dc pensions, de-risking, Defined benefit pension plan, Guarantee, pension, Pension new, pension playpen, Retirement, Steve Webb
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Are workplace pensions all the same?
I don’t believe that the majority of the workplace pension providers in the market today are ready to give up on innovation,competition and reputation. Continue reading
Posted in happiness, Henry Tapper blog, pensions, steve webb
Tagged Aviva, Business, Business and Economy, Employment, Government, Life annuity, pension, Pension Regulator, Steve Webb
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Humankind cannot stand too much reality.
TS Eliot was right as the game-makers King have proved with their addictive smart phone and Facebook app Candy Crunch. Candy Crunch is a game that involves wiping out rows of candy shaped icons from a screen. Wipe enough and … Continue reading
Posted in Bankers, brand, Candy Crunch
Tagged Business, Business and Economy, Facebook, social media, twitter
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A race to the top?
We will not get this problem sorted out in a meeting room in the DWP, though the DWP can clear the decks and allow us to operate with a clean sheet of paper. Continue reading
In praise of young actuaries – #Momentum13
Momentum is an event organised by the Institute and Faculty of Actuaries for nearly or newly qualified actuaries, I was there yesterday speaking on the Future of Pensions. Being around talented committed people who have yet to lose the bright … Continue reading
Posted in actuaries, pensions
Tagged Actuarial science, annuity, Business, Business and Economy, Financial services, pension playpen, Retirement
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