Category Archives: Retirement

And why these “employer duties”?

Posted on April 7, 2013 by henry tapper

Employers do not have fourty year business plans but employees do. We call those plans “careers”. Continue reading →

Posted in auto-enrolment, corporate governance, David Pitt-Watson, dc pensions, Fiduciary Management, governance, Henry Tapper blog, pension playpen, pensions, Retirement | 5 Comments

Would you take your chance on a mastertrust?

Posted on April 6, 2013 by henry tapper

It’s called proper choice and I’m all for GPPs and mastertrusts squaring up to each other and having the argument Continue reading →

Posted in actuaries, auto-enrolment, brand, governance, pensions, Retirement | Tagged , , , , , , , | 2 Comments

“Stick or twist” for the lifecos.

Posted on April 1, 2013 by henry tapper

It is hard for the insurers to twist because they think the dealer’s against them. Continue reading →

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 21 Comments

“What’s expensive for a pension these days?”

Posted on March 31, 2013 by henry tapper

Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading →

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 24 Comments

Beeb forces closure of offshore payroll loophole

Posted on March 19, 2013 by henry tapper

A good news story all round (except for the man and the goat on Sark). Continue reading →

Posted in auto-enrolment, dc pensions, Henry Tapper blog, Jersey, pensions, Retirement, smelly | Tagged , , , , , , , | 1 Comment

What to do about commission

Posted on March 16, 2013 by henry tapper

Debbie O’ Donovan who blogs as DOD has written a definitive comment on commission and the shameful shenanigans of Q4 2012 which saw advisory firms filling their boots at the expense of the members of workplace pension schemes. Many years ago … Continue reading →

Posted in auto-enrolment, corporate governance, dc pensions, pensions, Retirement | 9 Comments

So what’s a good DC pension – Mr Webb?

Posted on March 15, 2013 by henry tapper

Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading →

Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media | Tagged , , , , , , , , , , , , , , , | 13 Comments

No win no fee – one way to clean up asset management

Posted on March 12, 2013 by henry tapper

I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading →

Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter | Tagged , , , , , , , | 1 Comment

Cobblers shoes – how an adviser selects a pension for its staff

Posted on March 2, 2013 by henry tapper

If we can find a pension provider that knows what “good” is, I will be pleased. But I worry whether that may be as much a challenge for us. Continue reading →

Posted in actuaries, Financial Education, First Actuarial, pensions, Retirement, social media | Tagged , , , , , , , | 8 Comments

Bill – get some DC resource into the Regulator now!

Posted on February 27, 2013 by henry tapper

Bill, t tPR need a gong-worthy head of DC asap. Continue reading →

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, NEST, pensions, Retirement | Tagged , , , , , , , | 12 Comments