Category Archives: Retirement

DC trustees; beware your pensioners.

Posted on August 31, 2013 by henry tapper

I can’t speculate on why this straightforward guidance isn’t included in the DC Code. It seems to have fallen between the crack between tPR and the FCA surrounding the provision of retail advice by occupational trustees. Continue reading →

Posted in advice gap, annuity, pensions, Retail Distribution Review, Retirement | Leave a comment

Who’ll blow the whistle on the annuity fiasco?

Posted on August 16, 2013 by henry tapper

Ros Altmann has got a lot of stick from pension folk for feeding the bad news on annuity rates to the Daily Mail, resulting in this front page. Continue reading →

Posted in actuaries, advice gap, annuity, auto-enrolment, pensions, Personality, Popcorn Pensions, Public sector pensions, Retirement | 16 Comments

Do linkedin endorsements do your head in?

Posted on August 14, 2013 by henry tapper

You can’t stop someone from endorsing you, but you can opt out of having your endorsements show on your profile Continue reading →

Posted in brand, leadership, Linkedin, Retirement | Tagged , , , , , , , , , , | Leave a comment

In a muddle about investment management fees

Posted on June 9, 2013 by henry tapper

It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading →

Posted in actuaries, investment, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , | 3 Comments

Heavyweight support for CDC – the Dutchmen strike back!

Posted on May 6, 2013 by henry tapper

I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading →

Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions | Tagged , , , , , , , | 7 Comments

Helping companies take decisions on pensions

Posted on April 23, 2013 by henry tapper

One of the first thing you are taught at sales school is to “sell not tell”. Selling people an idea is about planting and nurturing an idea, not marching customers to the check-out desk. When it comes to taking a … Continue reading →

Posted in pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 4 Comments

The sins of the past

Posted on April 22, 2013 by henry tapper

We have concentrated our thinking on how the financial services industry will cope with the new business strain of auto-enrolment. For many providers the bigger issue will be the impact on its existing business. Continue reading →

Posted in auto-enrolment, customer service, dc pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 5 Comments

The pension zeitgeist

Posted on April 18, 2013 by henry tapper

The real lessons to be learned come from what people do , not just what they say; but we can start by listening to the pensions Zeitgeist Continue reading →

Posted in auto-enrolment, Retirement, social media | Tagged , , , , , , , | 1 Comment

Working for the clampdown?

Posted on April 15, 2013 by henry tapper

“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading →

Posted in actuaries, auto-enrolment, CDC, club pension, de-risking, defined aspiration, Financial Education, First Actuarial, pensions, Retirement | Tagged , , , , , , , , | 5 Comments