Category Archives: Retirement

The realpolitick of pension charges

Let’s hope that wherever this goes next, the DWP can win through and that we get protection in this important and misunderstood area of pensions finance Continue reading →

Posted in advice gap, annuity, Change, pensions, Retirement | Tagged , , , , , , | Leave a comment

Employers can help staff with their money – if only we’d let them

It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading →

Posted in auto-enrolment, Henry Tapper blog, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

The ABI’s 10 problems with CDC – with 10 answers!

The ABI have 10 problems with Steve Webb’s collective DC plan, articulated as follows by Huw Davies , their  Director of Policy. As usual his is a constructive  outcome focussed argument as you’d expect  from an organisation devoted to making the lot of Britain’s … Continue reading →

Posted in CDC, Change, pensions, Retirement | Tagged , , , , , , , | 4 Comments

The quality of savings is constrained

  Apologies to the bard – my point is this; the act of saving is laudable but its impact is variable. Saving is not always a good thing and as a spending choice has to compete with debt repayment and … Continue reading →

Posted in auto-enrolment, Retirement, Start ups, workplace pensions | Tagged , , , , , , , , | 2 Comments

I want my, I want my, I want my IGC…

We need our IGCs and we need them soon! Continue reading →

Posted in annuity, governance, investment, pension playpen, pensions, redington, Retirement | Tagged , , , , , | Leave a comment

Have you got staff approaching retirement? Check out Pick-A

  You and your staff save hard through your careers, you build up a pot of money and the time comes when you want to/have to draw on your savings to pay the bills, enjoy the holidays and look after … Continue reading →

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The value of the triple-lock,

No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading →

Posted in actuaries, governance, pensions, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment

The trusted word

This is the model for what we are doing with Pension PlayPen, an attempt to harness the energy and credibility of a linked in group, the probity of an actuarial practice and the needs of advisers, employers and regulators to see through a great endeavour, the wholesale adoption of funded workplace pensions into our business culture.
Continue reading →

Posted in actuaries, advice gap, Consolation, First Actuarial, Linkedin, mallowstreet, poetry, Retirement, welfare, workplace pensions | Tagged , , , , , , , | Leave a comment

Another year older..

I am not a year older – I am two years younger than I was five years ago – at least I’m two years further from retirement (relatively speaking). Continue reading →

Posted in Popcorn Pensions, Retirement, steve webb, welfare, with-profits, workplace pensions | Tagged , , , , , , , , | 2 Comments

What’s this charge cap really going to cost? (1000th blog)

Ringing out the old and ringing in the new should be managed with a little more responsibility than the approach adopted by the DWP through their dodgy Impact Assessment Continue reading →

Posted in club pension, dc pensions, defined aspiration, governance, Liberal Democrats, pension playpen, pensions, Popcorn Pensions, Retail Distribution Review, Retirement | 2 Comments