Tag Archives: Total Expense Ratio

In a muddle about investment management fees

It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading

Posted in actuaries, investment, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , | 3 Comments

RDR and AE – what future for commissions and advisor-charging?

Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading

Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement | Tagged , , , , , , , , , | 6 Comments

We can negotiate our DC charges (and it does matter!)

CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.

Continue reading

Posted in dc pensions, NEST, Retail Distribution Review | Tagged , , , , , , , , , , , , , , , , | 3 Comments

A Christmas message of hope for your pension

Since there is no obvious pressure on companies to renegotiate charges for their employees , I see no obvious reason why pension charges will fall. Unless that is, voices such as the RSA are heard.

Continue reading

| Tagged , , , , , , , | 5 Comments