Tag Archives: Public Sector Pensions

At last – a gameplan for annuities

  The Financial Services Consumer Panel has published a report into the current state of the UK retail annuity market. It is not a glamorous document, it examines the way the market is working and concludes it it not working very … Continue reading

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Do employers have a duty of care to their staff when they retire?

If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading

Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions | Tagged , , , , , , , , , , , , | 5 Comments

How Providers can take a lead in investment governance.

I am one such member and I have no idea whether my managers are doing a good job. Continue reading

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Giving “pensions” back its good name!

What do we mean by Pension Governance? When we listen to a musical recording what we hear is the perfect balance between instruments achieved by expert mixing. Pensions Governance does that mixing job for your workplace pension , making sure … Continue reading

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This is no country for old women

I haven’t been a great fan of academic pensions research or researchers for that matter. The research is typically a big whinge about people not getting a fair deal, the researchers comfortably cocooned in university sponsored sinecures or pensions. So I … Continue reading

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Club Pension!

Words resonate in strange ways and when they come in pairs new resonances emerge. Last week, Martin Lewis called “pension” a broken brand (worrying to the owner of the Pension Play Pen). The idea behind the word “club” seems to be under … Continue reading

Posted in club pension, Financial Education, happiness, Henry Tapper blog, Martin Lewis, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , | 19 Comments

Mothball NEST till 2017

Should we mothball NEST and brush it off in 2017? Maybe a little drastic but we certainly need to scale back the amount it is spending both in events and it its payroll.
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24 cheers for The Pension Play Pen Lunch

There’s a fine tradition in this country of people getting together in coffee houses and taverns and sorting out how and with whom business should be transacted. This was how the insurance market was founded in London and it still is how … Continue reading

Posted in annuity, corporate governance, Facebook, mallowstreet, NEST, pension playpen, pensions, social media | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

NEST LIVE “Their hands in our pockets”

With this phrase Tim Jones, NEST’s CEO and presiding genius thanked his six principal suppliers for funding the drinks reception that concluded proceedings at NEST’s big bash. Freudian slip, deliberate tease or simply a slip of the tongue it initiated … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, Martin Lewis, NEST, OECD, pension playpen, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Le Pension Crisis est Arrivé

Image via Wikipedia PWC report today that the value of DC pension pots has fallen by 30% in the last three years. This Telegraph article gives the grim details. This is not a paper loss which can be reversed if markets recover, … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST, OECD, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 7 Comments