Tag Archives: Public Sector Pensions
Pension choices for smaller companies
Smaller companies– those with less than 50 employees are the beating heart of Britain’s economy. It is from among their number that the next Virgin or Tesco will come and though many of them will be toast in ten years … Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pension playpen, pensions, Personal Accounts, Retail Distribution Review, Retirement
Tagged annuity, Business, corporate governance, corporate risk, customer service, dc pensions, de-risking, Economics, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Pensions, Personal Accounts, Politics, Public Sector Pensions, Retail Distribution Review, Retirement, Small business, Tesco
4 Comments
PPF II -opening the door for a better DC
We are where we are – the social contract has been decided… not compulsion but impulsion; impulsion into a DC pensions model that relies on the markets to deliver a second tier of pensions. Our retirements will be funded from employer and employee contributions over a … Continue reading
Posted in annuity, corporate governance, Liability Driven Investment, NEST, OECD, pension playpen, twitter
Tagged annuity, Anti-submarine warfare, Business, corporate governance, corporate risk, Financial services, Insurance, Interest rate, Japan, Liability Driven Investment, Life annuity, Market failure, National Employment Savings Trust, NEST, OECD, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, Pension Protection Fund, Pension Regulator, Public Sector Pensions, Robin Ellison, Steve Webb, twitter
6 Comments
Can’t beat the NAPF!
As trade bodies go, the NAPF is pretty good. It starts from a good place, it wants people to get good retirement outcomes. It operates with the support of all the sectors of the pensions industry and it’s been doing its job … Continue reading
Posted in dc pensions, de-risking, mallowstreet, pension playpen, pensions, Retirement, social media
Tagged Business, dc pensions, de-risking, Employment, Government, Human Resources, mallowstreet, National Association of Pension Funds, pension, Pension new, pension playpen, pensions, Public Sector Pensions, Retirement, social media, Trade association, trustee
3 Comments
A pound spent on pension’s as good as salary – the new golden rule
I published a blog recently on the need for the DWP to take notice of the real concerns of the ASA. It got some really interesting comments made on various sites mainly opposing the ACA’s pessimism. Interestingly the pessimism of the actuaries mirrors … Continue reading
Posted in annuity, corporate governance, dc pensions, Fiduciary Management, pension playpen, pensions, Retirement
Tagged annuity, Business, corporate governance, croydon, dc pensions, Economics, Employment, Fiduciary Management, Financial services, Human Resources, Insurance, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, pensions, Pensions, Politics, Public Sector Pensions, Retirement, Salary, Society
4 Comments
The ACA have spoken – the DWP ought to listen
Let’s hope that instead of issuing yet more consultation documents on the policing of the auto enrolment regulations, the Government will , through its key Departments, DWP and the Treasury, start getting us excited about the prospect of this new order. Otherwise this new pension paradigm will degenerate, as its Stakeholder predecessor degenerated, into a fearful, unloved, unadopted and unenforced mess.
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pensions, Personal Accounts
Tagged annuity, corporate governance, customer service, dc pensions, de-risking, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pensions, Pensions, Persnal Accounts, Personal Accounts, Politics, Public Sector Pensions, Scheme, Tata Consultancy Services, Treasury
15 Comments
Be aware – IFAs at work!
In order for employers to get value from their employee benefit plans they had better be absolutely sure that they are delivered by advisers that need carry no wealth warning!
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Posted in corporate governance, dc pensions, de-risking, Retail Distribution Review, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Employment, finance, Financial adviser, Financial plan, Financial services, Financial Services Authority, Human Resources, Independent Financial Adviser, Insurance, Marketing, National Employment Savings Trust, pension, Pension new, Pensions, Public Sector Pensions, Rage against the Machine, Retail Distribution Review, Retirement, Society, Trail commission
7 Comments
Scheme Pensions aren’t the magic bullet -yet
There seems to be irrational exuberance among some parts of the IFA community that a new solution is round the corner to what are seen to be the poor “at retirement” options presented by conventional annuities or the new drawdown (under … Continue reading
Posted in NEST, pensions, Retail Distribution Review
Tagged Employment, Financial services, Insurance, Joe Bloggs, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, pensions, Pensions, Personal pension scheme, Public Sector Pensions, Retail Distribution Review, Society, The Pension Regulator
21 Comments
Accounts and accountability-who pays for NESTCorp?
I am a lover of NEST– of collective DC – of private and public partnerships that bring better funded pensions to people for whom the current system cannot reach. I have made my own private submission to the Work and … Continue reading
Posted in NEST, pensions, Personal Accounts, Retirement
Tagged Business, Department for Work and Pensions, Employment, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension new, Pension Pound, Pension Poverty, Pensions, pensions, Personal Accounts, Politics, Public Sector Pensions, Retirement, Saving, Scheme, Select committee (Westminster system), Society, Tata Consultancy Services
11 Comments