Category Archives: Personality

A great way to deliver the Guidance Guarantee (for the right employer)

Josh Collins   In recent weeks, I’ve been taking the temperature of the pension trustees of large employers and found that enthusiasm for providing guidance to employees at retirement is limited. This is understandable. Do trustees want to become surrogate … Continue reading →

Posted in advice gap, Blogging, dc pensions, pensions, Personality, workplace pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Target Pension Plans

 This is a briefing to employers and politicians from the Friends of CDC. Target Pension Plans are a new type of pension plan for the UK. Also known as Collective DC plans, they work on a pooled basis, where members … Continue reading →

Posted in actuaries, advice gap, auto-enrolment, David Pitt-Watson, dc pensions, defined aspiration, Personality | Tagged , , , , , , , , , , , , | 6 Comments

Polly Toynbee’s Pension Rocket

A brilliant article quoted in full Continue reading →

Posted in pensions, Personality | Tagged , , , , , , , , , | Leave a comment

Who’ll blow the whistle on the annuity fiasco?

Ros Altmann has got a lot of stick from pension folk for feeding the bad news on annuity rates to the Daily Mail, resulting in this front page. Continue reading →

Posted in actuaries, advice gap, annuity, auto-enrolment, pensions, Personality, Popcorn Pensions, Public sector pensions, Retirement | 16 Comments

Small is beautiful – a good news story from Investment Solutions

Have a look at the Investment Solutions website or http://www.firstactuarial.co.uk or http://www.pensionplaypen.com – you’ll see a common thread- SMALL BUT BEAUTIFUL. Continue reading →

Posted in investment, pensions, Personality, Popcorn Pensions, Treasury | Tagged , , , , , , , , , , , , | 2 Comments

Time to pull together on Pension Liberation Fraud

The gravity of the situation is reflected by the schemes that the Regulator are now looking at. One scheme alone is though to have “liberated” between £130 and £150m , a good proportion of which is lost for ever as the … Continue reading →

Posted in advice gap, pension playpen, pensions, Personality | Tagged , , , , , , , , , | 1 Comment

Let’s give pensions leaders the chance to lead

I asked him whether he thought the Dutch pension system superior to the UK’s and he laughed “of course it is, it delivers better outcomes”. Continue reading →

Posted in advice gap, auto-enrolment, Personality, Popcorn Pensions | Tagged , , , , , , , , , , , , , , | 1 Comment

Into the heart of darkness – ooops Midlothian!

Let’s hope he gets a great turnout and that we have as lively a debate as ever Continue reading →

Posted in auto-enrolment, dc pensions, Henry Tapper blog, pensions, Personality, steve webb | Tagged , , , , , , , | 3 Comments

Pensions; holy grail or wholly fail?

The least we can do is to try and make life a little easier for them, than it has been for us! Continue reading →

Posted in annuity, auto-enrolment, de-risking, FSA, Henry Tapper blog, pension playpen, pensions, Personality, smelly | Tagged , , , , , , , | 9 Comments

“Stick or twist” for the lifecos.

It is hard for the insurers to twist because they think the dealer’s against them. Continue reading →

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 21 Comments