Tag Archives: Scottish Widows

Ten sexy stats that drive pension firms wild!

Posted on May 27, 2013 by henry tapper

But if you think your workforce special, you’ll want to get a whole of market quote. You wouldn’t insure your business assets or your liabilities any other way. Continue reading →

Posted in advice gap, auto-enrolment, dc pensions, happiness, pensions | Tagged , , , , , , , | 6 Comments

Do consumers benefit from risk-based pricing?

Posted on May 15, 2013 by henry tapper

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading →

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

No learning without doing!

Posted on April 28, 2013 by henry tapper

NOTHING that’s precisely how much it will cost you to get an excellent pension plan at less than half the cost of a stakeholder pension. Continue reading →

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 17 Comments

It’s a wrap trap – but who’s been caught?

Posted on February 9, 2013 by henry tapper

If you thought you were sick of pensions, imagine  the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading →

Posted in auto-enrolment, dc pensions, Financial Education, First Actuarial, NEST, pensions | Tagged , , , , , , , | 12 Comments

ABI finally comes clean on pension charges

Posted on January 11, 2013 by henry tapper

Here, not before time, is the ABI’s capitulation in the face of pressure from Government, opposition, the NAPF and all right-thinking people in pensions. Special thanks go to Gregg and his team on the Labour pensions bench! The agreement is … Continue reading →

Posted in actuaries, annuity, auto-enrolment, FSA, governance, Henry Tapper blog, mallowstreet, pensions, Treasury | Tagged , , , , , , , | 15 Comments

Can GPP providers be a little clearer about commission?

Posted on May 4, 2012 by henry tapper

Someone told me yesterday that he preferred ISAs to pensions because he knew what was going on with an ISA. He’s not stupid, he’s financially literate but it turned out he knew nothing about annuities  and he asked that I blog … Continue reading →

Posted in annuity, pensions, Retirement | Tagged , , , , , , , | 4 Comments

Yeovil has the best pension plan in the country

Posted on September 16, 2011 by henry tapper

Congratulations to Agusta Westland, proud sponsors of Yeovil Town Football Club, manufacturers of top helicopters and now the sponsors of Britain’s #1 pension scheme. I had the honour of dancing with their wonderful pension team and though I was unable … Continue reading →

Posted in dc pensions, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

It’s the legacy, stupid!

Posted on September 14, 2011 by henry tapper

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading →

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

fudging, nudging (and attitude budging)

Posted on June 11, 2011 by henry tapper

what starts out as a wish to get educated , realises itself in a sales experience and detoriates into disillusionment, is the standard experience of many members of the public. Continue reading →

Posted in Retirement | Tagged , , , , , , , , , , , , , , , | 4 Comments

DC- where it all went wrong for the fund managers

Posted on January 26, 2011 by henry tapper

No- not a 10.000 word dissertation – this is a quick romp through the past ten years of DC provision in the UK which concludes with a few words on where we are today.

Continue reading →

Tagged , , , , , , , , , , , | 3 Comments