Tag Archives: Scottish Widows

Can GPP providers be a little clearer about commission?

Someone told me yesterday that he preferred ISAs to pensions because he knew what was going on with an ISA. He’s not stupid, he’s financially literate but it turned out he knew nothing about annuities  and he asked that I blog … Continue reading

Posted in annuity, pensions, Retirement | Tagged , , , , , , , | 4 Comments

Yeovil has the best pension plan in the country

Congratulations to Agusta Westland, proud sponsors of Yeovil Town Football Club, manufacturers of top helicopters and now the sponsors of Britain’s #1 pension scheme. I had the honour of dancing with their wonderful pension team and though I was unable … Continue reading

Posted in dc pensions, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

It’s the legacy, stupid!

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

fudging, nudging (and attitude budging)

what starts out as a wish to get educated , realises itself in a sales experience and detoriates into disillusionment, is the standard experience of many members of the public. Continue reading

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DC- where it all went wrong for the fund managers

No- not a 10.000 word dissertation – this is a quick romp through the past ten years of DC provision in the UK which concludes with a few words on where we are today.

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Keeping pension scheme members engaged

I hope that in future debates, we will concentrate as much on holding the attention of employees as getting it. Continue reading

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Interested in pensions? – I don’t think so

The truth is that the pensions industry is so up its own about communication and the value of saving for retirement that iti s in denial and until it wakes up to to some hard truths- it will continue to seem as foolish to the general population as it does today.

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