Tag Archives: Scottish Widows

Time for the insurers to pipe down and get on with it!

  I like Jamie Jenkins of Standard Life, he’s a canny operator who shapes arguments to suit Standard Life very agreeably. His style is laconic, his humour dry and his observations are succinct and to the point. So I enjoyed … Continue reading

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Post budget capacity challenge for insurers

    Scottish Widows boss Toby Strauss has told the Telegraph that his company is already facing a capacity crunch as it digests the impact of legislative changes over the past two years and faces the challenges of 2015. The … Continue reading

Posted in annuity, auto-enrolment, brand, pensions | Tagged , , , , , , , , , , , , , , , , , | 14 Comments

Simplicity is not the same as clarity- what Josh is telling young entrepreneurs about pensions!

With recent developments within the pension system, this is an exciting time to be involved in the industry because the recent changes are so fundamental that the landscape changing dramatically. Savers in DC schemes will no longer be required to … Continue reading

Posted in Accelerator, advice gap, auto-enrolment, pensions | Tagged , , , | 1 Comment

Too big to worry about – what’s should we do about State Street?

I wrote yesterday about State Street’s £22.9m fine from the FCA for stealing $20.2m from 6 large clients.  Whether this was all the money stolen or whether these were the clients who they found out about is not mentioned. We’ll … Continue reading

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What a charge cap would mean for insurers

the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading

Posted in Australia, auto-enrolment, Financial Education, Payroll, pension playpen, pensions | Tagged , , , , , , , | 14 Comments

Ten sexy stats that drive pension firms wild!

But if you think your workforce special, you’ll want to get a whole of market quote. You wouldn’t insure your business assets or your liabilities any other way. Continue reading

Posted in advice gap, auto-enrolment, dc pensions, happiness, pensions | Tagged , , , , , , , | 6 Comments

Do consumers benefit from risk-based pricing?

may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading

Posted in actuaries, dc pensions, defined aspiration, NEST, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

No learning without doing!

NOTHING that’s precisely how much it will cost you to get an excellent pension plan at less than half the cost of a stakeholder pension. Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 17 Comments

It’s a wrap trap – but who’s been caught?

If you thought you were sick of pensions, imagine  the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading

Posted in auto-enrolment, dc pensions, Financial Education, First Actuarial, NEST, pensions | Tagged , , , , , , , | 12 Comments

ABI finally comes clean on pension charges

Here, not before time, is the ABI’s capitulation in the face of pressure from Government, opposition, the NAPF and all right-thinking people in pensions. Special thanks go to Gregg and his team on the Labour pensions bench! The agreement is … Continue reading

Posted in actuaries, annuity, auto-enrolment, FSA, governance, Henry Tapper blog, mallowstreet, pensions, Treasury | Tagged , , , , , , , | 15 Comments