Category Archives: defined aspiration
When pensions de-mutualise
When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading
Bill – get some DC resource into the Regulator now!
Bill, t tPR need a gong-worthy head of DC asap. Continue reading
Better ways to diversify the default.
When people see the jigsaw being put together , we may even get better public confidence in workplace pension schemes – something devoutly to be hoped for! Continue reading
Pension agnostic?
An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading
Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement
Tagged Business, Employment, Financial adviser, Financial services, Human Resources, National Employment Savings Trust, pension, Saving
7 Comments
Light in the lifestyle tunnel!
The way in which your DC pot magically turns from investing in shares to investing in cash and Government bonds is called lifestyle and it involves hundreds of transactions in 60+ months before you buy your pension. All of these transactions involve … Continue reading
Playpen guru says its all our fault
In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading
Johnson v Keating ; a pensions heavyweight title fight
There are two documents sitting on my desktop this morning. The first is a paper by Con Keating. Con believes that the best way of providing pensions is collectively through large organisations who are able to offer and keep future … Continue reading
Posted in actuaries, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, pension playpen, pensions, Personal Accounts, Personality
Tagged £9 billion, Centre for Policy Studies, Employment, Office for Budget Responsibility, pension, Pound sterling, public sector, White paper
1 Comment
Pensions dead by 2050 – taking the Michael?
The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading
Posted in annuity, Australia, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Henry Tapper blog, NEST, Payroll, pension playpen, pensions, Treasury, with-profits
Tagged Actuarial science, Business, Business and Economy, Christmas, corporate governance, corporate risk, Daily Telegraph, DC Comics, dc pensions, Employment, Financial literacy, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, pensions, Politics, Retirement, Saving, social media, Steve Webb
11 Comments
The still small voice ..and Trenton Oldfield
The British nation took a dislike to Trenton Oldfield earlier in the year, we don’t take kindly to Australian nutters messing with our institutions, especially the public school kind who claim to speak for our disenfranchised . I blogged about him when he … Continue reading
“Exclusive” social media is foolish
If ever there was an organisation that has well and truly got social media, it is the Actuarial Post Continue reading