Tag Archives: gordon brown

The English have much to learn from these enlightened Scots.

The Library of Innerpeffray sits in rural Perthshire close to Crieff. It is one of the oldest lending libraries in the world and was established by Henry Drummond in around 1680. I visited it on a snowy day in April and … Continue reading

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When pensions de-mutualise

When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading

Posted in actuaries, auto-enrolment, de-risking, defined aspiration, Financial Education, First Actuarial, John lewis, Liability Driven Investment, Management, pensions | Tagged , , , , , , , | 6 Comments

How Malcolm Small was ahead of his time

Update I wrote this article 6 years ago, 4 years before the Pension Freedoms (which Malcolm Small predicted). Malcolm is now dead and this article is dedicated to his memory. It was originally called “Sherbert Dib-Dabs for breakfast”   Malcolm … Continue reading

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Pension Corporation points the way to “ambitious pensions”

A timely report arrived yesterday from the Pension Corporation estimating that the cost of replacing a standard DB benefit structure using DC had risen to 55% of salary. PIC’s business model is based on managing out DB plans on a … Continue reading

Posted in annuity, auto-enrolment, dc pensions, de-risking, defined aspiration, Jersey, pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 26 Comments

DWP – Do some Work for your Pensions.

Higham said it was a ‘disgrace’ and asked the DWP for an explanation but said he had not received a satisfactory answer. Continue reading

Posted in annuity, Church of England, dc pensions, de-risking, Facebook, Martin Lewis, pension playpen, pensions, Retirement | Tagged , , , , , , , , , | 4 Comments

“You’re on your own in retirement” claims blue-blood at Pension Play Pen lunch.

Dick Strattan gives collective DC a kick in the nuts.
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Posted in annuity, NEST, pension playpen | Tagged , , , , , , , , , , , , , , , | 4 Comments

Thank goodness for Hutton

Hats off to the coalition to tackling this subject and congratulations to Lord Hutton for establishing a debate which both in content and tone has the potential to let us reorganise our society upon fairer and more efficient lines.

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All changed,changed utterly: a terrible beauty is born

The markets have consistently reacted favourably to the prospect of a ConLib Coalition.
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Clegg4pm- strange things happen.

There is a very real possibility that Nick Clegg will become our next prime minister – albeit with no overall majority. Whether he will comes down to whether voters will retain their current sense of adventure or take fright at the prospect of something quite new. Continue reading

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I am weary of being weary of politics

Here error is all in the not done- all in the diffidence that faltered… Continue reading

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