Category Archives: defined aspiration
Why insurers, not pension schemes, have taken the infrastructure challenge
The announcement this morning of the National Infrastructure Plan (NIP) includes the government selling off its 40% stake in the Eurostar rail service. In all, about £375bn of investment in energy, transport, communications, and water projects is planned. You can … Continue reading
Let’s rid us of financial carnage at retirement
I’m really interested in why pension schemes don’t provide more support. Any views out there on what the biggest barriers to providing more support than basic communication and a signpost to MAS or TPAS or Unbiased? Continue reading
Posted in advice gap, annuity, auto-enrolment, customer service, dc pensions, de-risking, defined aspiration, pensions, Popcorn Pensions
Tagged annuity, Business, Business and Economy, dc pensions, Defined benefit pension plan, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Retirement, Steve Webb
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The Vision of the Plowman
The “Vision of the Pension Plowman” is a bastardisation of the title of a 14th century english Poet (William Langland’s) great poem, “the Vision of Piers Plowman”. In this great book, the Plowman falls asleep by a stream and dreams … Continue reading
King Canute got governance about right!
If we are to become as effective in the management of our pension funds as our German and Dutch cousins, we are going to have learn the lessons of Canute and concentrate our governance though centralised channels focussing on things we can do something about. Continue reading
Posted in advice gap, annuity, auto-enrolment, David Pitt-Watson, dc pensions, defined aspiration, FSA
Tagged canute, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Financial services, Financial Services Authority, Government, Human Resources, Pension new
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“My word is my Eurobond” – pensions without banks
We have become so obsessed with the paradigm created by Megabank that we consider a “limited level of positive return..guaranteed” something to aspire to. Continue reading
Do consumers benefit from risk-based pricing?
may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading
Those Dutch Pensions – a Civil Servant writes
I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading
Working for the clampdown?
“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading
All we are saying – give DA a chance!
“Possible easements for employers providing good pension schemes” Continue reading
Posted in actuaries, auto-enrolment, dc pensions, defined aspiration, pension playpen, steve webb
Tagged Defined benefit pension plan, Devizes, DWP, Jerusalem, pension, Pensions Act 2008, Romsey, Scheme
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DC4Good; ABdc and the Pension Trust get it.
DC just took a little step forward… Here’s AllianceBernstein‘s press release (with the flim-flam deleted and my comments in blue) AllianceBernstein has launched a range of ethical target date funds for the UK DC market. Good news, we all know that … Continue reading