Tag Archives: Standard Life
Risk-sharing starts with cost-sharing
This lunchtime we will be debating pension charges at the Pension Play Pen lunch (50 Cornhill). This blog may help in organising my thinking and perhaps your thinking too! The terms of the debate about the charges cap that the … Continue reading
Posted in advice gap, auto-enrolment, dc pensions, pensions
Tagged AMC, DC Comics, pension, PQM, Standard Life, Steve Webb, Towers Watson, United States
5 Comments
Ten sexy stats that drive pension firms wild!
But if you think your workforce special, you’ll want to get a whole of market quote. You wouldn’t insure your business assets or your liabilities any other way. Continue reading
Posted in advice gap, auto-enrolment, dc pensions, happiness, pensions
Tagged Aviva, BlackRock, Friends Life, Insurance, pension, Scottish Widows, Standard Life, UK State Pension
6 Comments
Do consumers benefit from risk-based pricing?
may be wrong, the idea put up by John Raven, that a risk-based system delivers more may be right, but intuitively I sense we are moving to a more pooled approach to pricing. Continue reading
An encouraging tale of choice
I feel more enthusiastic about the investment section of the about to be launched http://www.pensionplaypen.com than any other. Continue reading
Posted in dc pensions, investment, ISA, pensions
Tagged AllianceBernstein, Funds, Mutual fund, National Employment Savings Trust, pension, Playpen, Skandia, Standard Life
3 Comments
Can social media play a part in pension scheme governance?
Are the systems used to offer participating employers a say in the running of mastertrusts or contract based workplace pensions fit for today’s purpose? Continue reading
“Stick or twist” for the lifecos.
It is hard for the insurers to twist because they think the dealer’s against them. Continue reading
Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media
Tagged Aviva, BlackRock, David Pitt-Watson, House of Fraser, John, Legal & General, National Employment Savings Trust, Standard Life
21 Comments
Some of our insurers are missing
What have all these insurers got in common?
Answer, you can’t buy one of their personal pensions today.
Continue reading
Posted in Change, club pension, governance, pensions
Tagged Abbey Life, Friends Life, Insurance, Irish Life & Permanent, Lloyd, MetLife, Prudential, Standard Life
6 Comments
It’s a wrap trap – but who’s been caught?
If you thought you were sick of pensions, imagine the nausea of the life company CEO. If you are such a beast and reading this, you are probably are American or European and your company brought into the UK a few years back … Continue reading
NESToration – go boom in that Euro room!
If NEST had been a person Amnesty would have registered it a political prisoner. Continue reading
Posted in Australia, Change, NEST, pension playpen, pensions, Personal Accounts, Retirement
Tagged Brussels, Gregg McClymont, Joker, Standard Life
1 Comment
Scale and scalability- why L & G is the cuckoo in the Nest.
NEST is a pensions white-elephant and at £300m, the most expensive animal in the zoo Continue reading