Tag Archives: Standard Life
Why can’t we select a pension like we buy a car?
I’ll give you three good reasons While we can get reliable comparative data on the performance , reliability and fuel efficiency of a car, we can’t for pensions While cars are road-tested and best-buy lists published in magazines , on … Continue reading
DC road testing – August Play Pen Pension lunch
It’s come to a pretty pass when a man can walk into a room full of pensions people , ask a question and not get an answer for the fear of the advisers. When our good colleague , a company secretary … Continue reading
“The first cut is the cheapest” – transferring legacy pensions
We all know the song. The revised phrase was coined by stockbrokers who’d tell their customers to sell out of a failing stock before it’s price fell again. The phrase use to be sung to Equitable Life policyholders who hung … Continue reading
Is Steve Webb at war with personal pensions?
I know a lot of people who like managing their money and study the fund pages of the newspapers as I study the form pages of the Racing Post. For them the Self Invested Personal Pension, the services of a … Continue reading
Time for a “4G” Pensions auction?
If you want to have a mobile phone company you need a 3G licence which costs money. The Government made a lot of money from selling the use of our 3G radio waves to Vodafone and the like and are set to … Continue reading
Who cares who manages our pension funds?
Almost nine out of ten defined contribution members cannot name the funds their contributions are invested in, according to research from Standard Life. The survey revealed that, in spite of this, just under half (49%) of respondents, felt their investments reflected their … Continue reading
Can GPP providers be a little clearer about commission?
Someone told me yesterday that he preferred ISAs to pensions because he knew what was going on with an ISA. He’s not stupid, he’s financially literate but it turned out he knew nothing about annuities and he asked that I blog … Continue reading
Posted in annuity, pensions, Retirement
Tagged Company, Employment, Friends Life, Insurance, Legal & General, pension, Scottish Widows, Standard Life
4 Comments
How shares work (for us and our pensions)
Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading
Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement
Tagged Alastair Ross Goobey, Association of British Insurers, BlackRock, Investment management, National Association of Pension Funds, pension, Standard Life, Zurich
12 Comments
I’ve just worked out why wrap rhymes with crap
I had an interesting meeting yesterday with a fellow who has accumulated over £4bn on an investment platform within a few years. The money comes from high net worth individuals who invest in funds. The service he provides allows IFAs to … Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, de-risking, defined aspiration, FSA, pensions
Tagged ascentric, nucleus, Standard Life, value, wrap .corporate wrap
4 Comments
What have the Australians done for us – not much!
I’ve been asked to talk to some pension people later this month on Supertrusts and what we can learn from the Australian Superannuation System. I have attended a number of lectures on this subject over the past few years, mainly … Continue reading