Tag Archives: Standard Life

Search “my pensions”!

Steve Webb is right in reckoning we would value our personal pension saving more if it were in one big pot. He is right that this would make the job of converting pension saving into an income stream for life easier. … Continue reading

Posted in annuity, corporate governance, dc pensions, defined aspiration, FSA, happiness | Tagged , , , , , , , | 7 Comments

To get better pensions we need to share risk

Yesterday, Steve Webb announced he was  to review the level of protection that needed to be provided to private pensions in payment. His  intention is to help the solvency of defined benefit schemes which might need to reserve less for future guarantees. He is … Continue reading

Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, Management, NEST, pensions, Retirement | Tagged , , , , , , , , | 9 Comments

Ah- Vested Self Interest – that’s alright then!

We have a brace of fine headlines this week – Citywire report that Standard Life believe that ISAs should be part of the auto-enrolment mechanism and some SRI peddlar is reported on twitter extolling the need for auto-enrolment to include some seriously socially responsible investment. No … Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, Liberal Democrats, NEST, pensions, Retirement, Treasury, twitter | Tagged , , , , , , , | 1 Comment

It’s the legacy, stupid!

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

DC- where it all went wrong for the fund managers

No- not a 10.000 word dissertation – this is a quick romp through the past ten years of DC provision in the UK which concludes with a few words on where we are today.

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A Christmas message of hope for your pension

Since there is no obvious pressure on companies to renegotiate charges for their employees , I see no obvious reason why pension charges will fall. Unless that is, voices such as the RSA are heard.

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Tagged , , , , , , , | 5 Comments