Tag Archives: Life annuity

People aren’t stupid- our products are!

Posted on April 1, 2014 by henry tapper

I’m taking this comment out of comment so I won’t mention it’s source- it appears on a pensions website and is made by a leading actuary. Our challenge is to find a way to redress the balance and help them … Continue reading →

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Think first – sell later

Posted on March 24, 2014 by henry tapper

Think first – sell later- a dictum to be followed in the next 12 months Continue reading →

Posted in actuaries, advice gap, annuity, Financial Education, pensions | Tagged , , , , , , , , , , , , , | 1 Comment

“What’s it like to be retired?”

Posted on March 7, 2014 by henry tapper

It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading →

Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Your life for sale – what a liquid annuity market could mean.

Posted on March 1, 2014 by henry tapper

Why people like me get cross with him is that he is dangling carrots and waving sticks but the donkey is locked in the stable. To get the animal moving, Steve Webb or his successor is going to have to open the stable door. Continue reading →

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There’s nothing stopping SMEs purchasing good pensions

Posted on February 19, 2014 by henry tapper

This article plugs the needs for good pension purchasing and argues that both in terms of quality (governance) and quantity (supply) , employers have never had it so good. There is a lot of talk at the moment about DC … Continue reading →

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CDC for the people

Posted on January 30, 2014 by henry tapper

The debate on Collective Defined Benefit has so far been a matter for politicians , academics and actuaries. Most people haven’t a clue what CDC is or how it might benefit or harm their retirements. I’ve been trying to broaden … Continue reading →

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Are workplace pensions all the same?

Posted on December 28, 2013 by henry tapper

I don’t believe that the majority of the workplace pension providers in the market today are ready to give up on innovation,competition and reputation. Continue reading →

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A race to the top?

Posted on December 12, 2013 by henry tapper

We will not get this problem sorted out in a meeting room in the DWP, though the DWP can clear the decks and allow us to operate with a clean sheet of paper. Continue reading →

Posted in actuaries, annuity, CDC, Change, dc pensions, de-risking, defined aspiration, happiness | Tagged , , , , , , , , , , , | 1 Comment

At last – a gameplan for annuities

Posted on December 10, 2013 by henry tapper

  The Financial Services Consumer Panel has published a report into the current state of the UK retail annuity market. It is not a glamorous document, it examines the way the market is working and concludes it it not working very … Continue reading →

Posted in advice gap, annuity, auto-enrolment | Tagged , , , , , , , , , , , | 2 Comments

You want a workplace pension for your staff? – delighted to help!

Posted on August 27, 2013 by henry tapper

Mrs HR Dee Smallco Ltd. Sunny Uplands GB Dear Mrs Dee, Thanks for your enquiry. I can see you are sold on the idea of offering a workplace pension for your staff. You know you have to anyway, but I … Continue reading →

Posted in advice gap, auto-enrolment, Liability Driven Investment, mallowstreet, Management, NEST, pension playpen, pensions, workplace pensions | Tagged , , , , , , , , , , , , , , | 1 Comment