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Tag Archives: Life annuity
Do employers have a duty of care to their staff when they retire?
If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading
Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions
Tagged annuity, Business and Economy, Government, Investing, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension playpen, Pension Protection Fund, pensions, public sector, Public Sector Pensions, Steve Webb
5 Comments
Giving “pensions” back its good name!
What do we mean by Pension Governance? When we listen to a musical recording what we hear is the perfect balance between instruments achieved by expert mixing. Pensions Governance does that mixing job for your workplace pension , making sure … Continue reading
Posted in advice gap, annuity, social media
Tagged Business, corporate governance, corporate risk, dc pensions, Financial services, Government, Human Resources, Investment, Life annuity, pension playpen, pensions, public sector, Public Sector Pensions, Retirement, Steve Webb, United States
2 Comments
About that pensions pile-up down the road…
Watching literally hundreds of thousands of people doing this every year in the last five has been like watching the biggest motorway pile-up Britain has ever seen! Continue reading
Posted in pensions
Tagged Government, Inflation, Interest rate, Life annuity, MGM Advantage, pension, Quantitative easing, Retirement
1 Comment
“Good Retirement Outcomes ” – pension babble?
My friend David Harris got the great, the good and me in an upstairs room in Benjamin Franklin’s old house in Craven Street last night. We discussed what pensions would be like in 2020, my ideas are on this blog … Continue reading
Posted in pension playpen, pensions, Personal Accounts
Tagged Benjamin Franklin, David Cameron, Frank Field, God, Government, Life annuity, pension, Retirement
4 Comments
Challenging “received ideas”
Psittacism is the act of repeating something parrot fashion and I’ve seen a lot of it in the past couple of days. Received ideas are concepts that have been so often repeated that they can hardly be challenged. We know when we … Continue reading
Is your company good to retire from?
Is this a stupidly obvious or obviously stupid question? If you fall into the “stupidly obvious” camp you are one of a dwindling band of devotees of the paternalistic culture that believes that a lifetime’s work with an organsiation should be rewarded … Continue reading
How to buy a pension
Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading
Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement
Tagged Actuary, Cash flow, Consumer price index, Defined benefit pension plan, Government, Income, Inflation, Insurance, Life annuity, Mark, pension, Prediction, Rensselaer Polytechnic Institute, Retirement, Steve Webb, Tesco Clubcard
6 Comments
500,000 pensioners who will get no help from the Government.
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
Posted in Change, corporate governance, dc pensions, defined aspiration, NEST, Retirement, Treasury
Tagged CDC, Defined benefit pension plan, Government, Holland, Life annuity, Louis Theroux, pension, Steve Webb
6 Comments
The 500,000 retirees abandoned by the Government
If you have purchased an annuity in the past three years of are likely to purchase one in the next three years you will be buying into pension conversion rates artificially depressed by the Government‘s quantitive easing program and by insurance … Continue reading
In the DC garden, all is not a bed of roses
I’ve been reading the latest report from the Friends Life Workplace Savings Index which you too can read by pressing this link. The report is powered by DCisions, an organisation that crunches numbers and produces reports on people’s pension investments. I … Continue reading
Posted in annuity, auto-enrolment, Change, corporate governance, dc pensions, de-risking, NEST, pensions
Tagged Company, Friends Life, Insurance, Investment, Investment strategy, Life annuity, Lifestyle, pension, Rate of return, Retirement
8 Comments