Tag Archives: Financial Services Authority
Why we have no time for “Banker Immunity”.
We have not seen bankers marched in handcuffs from their desks but now it seems we might. The regulators have put-out a consultation paper that seeks to pin accountability on Directors (including non-executive Directors). A good friend of mine … Continue reading
Posted in Bankers, Fiduciary Management, Financial Conduct Authority
Tagged Bankers, Bonus, Business, Business and Economy, corporate risk, Crime, Employment, FCA, Financial services, Financial Services Authority, governance, London, Non-Executive, PRA, Prison, regulation, Treasury, United States
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“Retirement reforms and the Guidance Guarantee” – The Pension PlayPen’s response
This is the Pension PlayPen submission to the FCA’s consultation CP14/11 Pension PlayPen is a website dedicated to helping small employers and their advisers find good quality workplace pension plans. It was founded in 2013 by Henry Tapper with … Continue reading
Posted in dc pensions, Financial Conduct Authority, pension playpen, pensions
Tagged Business, Business and Economy, Consultation, dc pensions, Defined benefit pension plan, FCA, Financial services, Financial Services Authority, Guidance Guarantee, pension, Pension new, pension playpen, Retirement
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Pension PlayPen respond to FCA on IGCs and DC Governance
This is less of a blog – more of an epic! If you want to have a go yourself, the link is to http://www.fca.org.uk/your-fca/documents/consultation-papers/cp14-16-response-form The Pension PlayPen’s response was submitted online and this text is what we got back … Continue reading
Posted in FCA, pensions
Tagged Business, corporate governance, corporate risk, dc pensions, DWP, Employment, Facebook, Financial services, Financial Services Authority, Government, pension, Pension new, pensions, Retirement, Steve Webb
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Pension PlayPen needs your digits.
Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading
Posted in Facebook, Linkedin, pension playpen, pensions, Personality, twitter
Tagged Business, dc pensions, Defined benefit pension plan, DWP, Employment, Financial Services Authority, Government, Investment management, Life annuity, linkedin, pension, Pension new, pension playpen, pensions, Politics, public sector, social media, Society
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Private savings to rescue public finances
I wish Trevor Llanwarne well as he retires as Government Actuary, hoping he’ll take advantage of the 10.3% pa uplift in the BSP if he defers his State Pension till 2106. If he, as many of his civil servant buddies … Continue reading
“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?
Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading
Posted in advice gap, Change, Financial Education, Henry Tapper blog, pensions
Tagged annuity, Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial Services Authority, Government, Insurance, Investing, Investment, Investment management, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension, Pension new
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Will some employers need their own IGCs?
This blog’s for any employer or adviser with an existing workplace pension scheme (GPP or Stakeholder Pension), where you chose the funds offered to your staff. I asked a question of the Pensions Regulator this week. He’d put … Continue reading
Why the Government is so worked up about DC pension charges.
The DWP are expected to announce today how they intend to out the hidden costs in personal pensions that can reduce personal pension income by up to 30% The table below shows how we get income in retirement. There are … Continue reading
Posted in annuity, pensions
Tagged Business, DWP, Financial Services Authority, Government, National Employment Savings Trust, ONS, pension, Pension new, Retirement, Steve Webb
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Let’s fix broken pensions, not start again.
The answer lies in doing things better, not doing things new Continue reading
Getting use to managing pensions ourselves
The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading