Category Archives: drawdown

Support the young , we are done!

Posted on July 11, 2020 by henry tapper

I realized , as I filled in my submission to the Pension Dashboard Programme’s call for input (you can do yours here), that for my generation, the boomers, the dashboard will arrive too late. Most of our pensions are either … Continue reading →

Posted in age wage, Dashboard, drawdown, pensions | Tagged , , , , , | Leave a comment

The FCA can excel; the “non-workplace pension” paper’s a model of its kind

Posted on February 4, 2018 by henry tapper

Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading →

Posted in advice gap, BSPS, dc pensions, drawdown, Henry Tapper blog, pensions, PLSA, Retail Distribution Review, Retirement | Tagged , , , , , , , | 1 Comment

30,000 is a lot of people.

Posted on December 15, 2017 by henry tapper

At Wednesday’s hearing of the Work and Pensions Select Committee, Allan Johnston (Chair of the Trustees) told us that there were some 30,000 people who had yet to submit their option to BSPS in their Time to Choose. Although he … Continue reading →

Posted in BSPS, drawdown, pensions | Tagged , , , , , | 7 Comments

A method for the madness. Is the DWP Select Committee – pension’s best hope?

Posted on December 5, 2017 by henry tapper

The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading →

Posted in drawdown, DWP, governance, Henry Tapper blog, pensions | Tagged , , , , , | 4 Comments

“A decision to take a transfer cannot be reversed and should not be rushed”

Posted on October 31, 2017 by henry tapper

This blog is mainly written for deferred members of the British Steel Pension Scheme, but many other people may find it interesting. There’s no doubt that what is going on in Tata-land, will go on with other employers who feel … Continue reading →

Posted in accountants, advice gap, Bankers, Change, drawdown, Facebook, pensions | Tagged , , , , , , , , , | 8 Comments

DWP now leads the way on cost disclosure

Posted on October 27, 2017 by henry tapper

  What’s this about? In a first-rate document, the DWP have set out radical proposals to allow ordinary people to see and compare the costs  their trustees are paying for the investment of their pension money. These proposals go well beyond … Continue reading →

Posted in accountants, advice gap, drawdown, DWP, IGC, pensions | Tagged , , , , , | Leave a comment

(s)Carey pensions!

Posted on September 13, 2017 by henry tapper

Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading →

Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions | Tagged , , , , , , | 1 Comment

The Pension Dashboard – all dressed up with nowhere to go.

Posted on November 10, 2016 by henry tapper

The number of pension providers who’ve paid to join the Government’s pension dashboard initiative has risen to 17. The initial pilot will be more complete because legacy pension providers like Phoenix have joined the hard core who offer new pensions … Continue reading →

Posted in auto-enrolment, drawdown, pensions | Tagged , , , , , , , | 1 Comment

“Rape and Kill” – why the public are turning off retirement advice.

Posted on September 29, 2016 by henry tapper

Thanks to the PPI for the second Future Book – Unravelling Workplace Pensions. The 2016 Edition of the PPI’s study on workplace pension is published today. Getting data on the state of workplace pensions has always been tricky. If you … Continue reading →

Posted in drawdown, pensions, PPI | Tagged , , , , , , , , , | 6 Comments

Magic beans and “negative capability”

Posted on March 22, 2015 by henry tapper

Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading →

Posted in Change, corporate governance, drawdown, Financial Education, happiness, Pension Freedoms | Tagged , , , , , , , , , , , , , , , , , , , , , | 6 Comments