Tag Archives: Business and Economy

What do I do with my defined benefit pension?

  Many people have defined benefit rights (commonly called “frozen pensions”). Some people continue to build up defined benefit pension rights, most are in Government backed schemes. A large number of people are enjoying pensions from theses defined benefit schemes. … Continue reading →

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How did IFAs end up payroll experts?

  In 2011 I started getting interested in payroll. Having read the automatic enrolment regulations it seemed I’d have to if my firm was to help employers. In 2012 and 2013 and 2014 I was named among the top 50 … Continue reading →

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Middle-class economics

  “So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech  2015. I suspect that these … Continue reading →

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Get your BR19 as your first step to being “Pension Wise”

Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading →

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Let’s play fantasy CIO at NEST!

NEST has invited  all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading →

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The future of retirement – Pension PlayPen responds to NEST

  Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading →

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“An idealogical inexactitude” – A guest blog by Eamonn O’Connor

As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015. From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction … Continue reading →

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What’s this about selling your annuity?

Steve Webb’s latest idea that the Government will encourage the sale and purchase of life annuities is not as crazy as it sounds. Indeed the practice is commonplace in the USA where many court awards are granted as an income … Continue reading →

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Hats off to all workplace pension providers

  I’ve referred earlier this week to an excellent article by Kim North in Money Marketing in which she points to the ongoing work Scottish Widows have been doing on the participation of women in workplace pensions. In the same … Continue reading →

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Pensions for start-ups – you having a laugh?

Well “no” actually! This article sets out to explain why even the youngest of companies should be planning for pensions. Pension planning isn’t top of the list for entrepreneurs, most hope their business will become their pension. But there are good … Continue reading →

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