Tag Archives: annuity

Where have April stagers gone?

Posted on June 16, 2014 by henry tapper

Will auto-enrolment flower or blow up? NEST and other providers say the expected flow of April stagers has failed to materialise, raising concerns of widespread flouting of the law by employers. Now Standard Life is calling on the Regulator to … Continue reading →

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This country needs a proper debate about old age

Posted on June 11, 2014 by henry tapper

Do we understand  how people want to get paid in retirement? Yesterday I wrote about the American 401K system and the risks taken by people who become too cautious as they become older. The value judgements implicit in the report … Continue reading →

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A great way to deliver the Guidance Guarantee (for the right employer)

Posted on May 19, 2014 by henry tapper

Josh Collins   In recent weeks, I’ve been taking the temperature of the pension trustees of large employers and found that enthusiasm for providing guidance to employees at retirement is limited. This is understandable. Do trustees want to become surrogate … Continue reading →

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“Something will turn up” – the Pensions PlayPen Lunch 12th May

Posted on May 13, 2014 by henry tapper

Something usually turns up at a Pension PlayPen lunch. At yesterday’s lunch I had to wait till injury time to get my Eureka moment and it came from a first time luncher – Chris Radford. Chris’ contention was that when … Continue reading →

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Call in for a Great British Pension

Posted on May 13, 2014 by henry tapper

    The initial euphoria following the 2014 “pensions bombshell” budget may have died away, but in it’s place we are seeing real progress towards a better deal for those spending their pension pots.   Work is concentrating on two … Continue reading →

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“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?

Posted on May 9, 2014 by henry tapper

Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading →

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Leadership needed to deliver the Budget’s pension promises

Posted on April 25, 2014 by henry tapper

I’m off this morning to meet the FCA, hear about the detail on the Budget’s proposals on the New Annuity Guidance Framework and have a chance to deliver my tuppence worth on what should happen. This week my mind has … Continue reading →

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How we see the new annuity framework working

Posted on April 20, 2014 by henry tapper

Pension PlayPen response to the Treasury Paper “Freedom and choice in pensions.”     Pension PlayPen Ltd trades as http://www.pensionplaypen.com and is a leading portal through which employers and their advisers access information establish workplace pensions. This response has been … Continue reading →

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More trust, fewer Trusts please!

Posted on April 12, 2014 by henry tapper

Take a look at this table (reproduced with the express permission of the Pension Regulator). It tells us that we have too many private sector trust based DC schemes (it also tells that we don’t know the difference between a GPP and DC … Continue reading →

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Time for an upgrade?

Posted on April 9, 2014 by henry tapper

The fireworks came from the Treasury but amidst the noise and smoke, the DWP’s Command Paper, poses some challenges for many of the 10,000 employers who’ve staged auto-enrolment. By April 2015, we can expect workplace pensions qualifying to be used … Continue reading →

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