Tag Archives: annuity

I was so much older then (I’m younger than that now)

Posted on September 11, 2014 by henry tapper

Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , , , , , | 4 Comments

Safe, stable, regular and for life

Posted on September 10, 2014 by henry tapper

I had lunch with Mr Sipp yesterday. Mr Sipp is John Moret and he has done more to pioneer the new pension freedoms than anyone else. I think the dodgy curry and glass of house white I bought him scant … Continue reading →

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Post budget capacity challenge for insurers

Posted on September 9, 2014 by henry tapper

    Scottish Widows boss Toby Strauss has told the Telegraph that his company is already facing a capacity crunch as it digests the impact of legislative changes over the past two years and faces the challenges of 2015. The … Continue reading →

Posted in annuity, auto-enrolment, brand, pensions | Tagged , , , , , , , , , , , , , , , , , | 14 Comments

So how am I preparing my finances for retirement?

Posted on September 7, 2014 by henry tapper

  The question, I got asked the other days was what I was doing for myself – rather than what I’m telling others to do – as I prepare for retirement. In summary-I am adopting a wait and see strategy. … Continue reading →

Posted in pension playpen, pensions | Tagged , , , , , , , , , | 1 Comment

What did you do in the war Daddy?

Posted on August 29, 2014 by henry tapper

One of the most successful recruitment campaigns ever- focussed on this simple question. It asked young men to imagine themselves once the fighting stopped having to explain to those in their care the contribution they’d made to the war effort. … Continue reading →

Posted in accountants, advice gap, annuity, corporate governance, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , | Leave a comment

Is an annuity an investment product? Perhaps not!

Posted on August 26, 2014 by henry tapper

  I have been worrying about a presentation I have to deliver to an investment group on the value of annuities. I have long felt that annuities are a rubbish investment and UK annuities a particularly rubbish investment. My confidence … Continue reading →

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CDC- your questions answered – by legal eagles

Posted on July 29, 2014 by henry tapper

    We’ve been waiting for a decent CDC article from the legal eagles ; thanks to Norton Rose , we now have one and  they are happy to let us share it. So here it is – minus the … Continue reading →

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How retirement products evolve (and revolve).

Posted on July 25, 2014 by henry tapper

  There are three drivers that shape the evolution of financial products – supply, demand and Government intervention. Between the mid 80s and today Britain has seen a Financial Services Revolution that has been no less dramatic than the agrarian … Continue reading →

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Note to @stevewebb1 – My Pot can follow me to CDC.

Posted on July 16, 2014 by henry tapper

John Ralfe, at a City seminar claimed there was no appetite for CDC either among employers or among members of pension schemes. Well I disagree; the people I talk to who are not in pensions say they want change- new … Continue reading →

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Providers cherry picking pension customers? Whatever next!

Posted on July 8, 2014 by henry tapper

Money Marketing is reporting that insurers are cherry picking the workplace pensions they take on . That this is news says a lot for the appalling lack of underwriting applied by insurers to the pricing of new business in this market over … Continue reading →

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