The observation that retirees 'don't have a clue' understates the advice gap rather than member apathy. Generative tools may finally…
I stand corrected. My apologies. The only overrides to that 2007 legislation were during Covid when the earnings link was…
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…
I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Tag Archives: annuity
Pension PlayPen Lunch – can we manage financial freedom in later life?
Don’t forget the Pension Play Pen lunch at 12.30 today at the Counting House, Cornhill , 200 yards West of Bank Station. We meet 12 for 12.30, bring £15 for food and beverages! The topic for today’s discussion will be … Continue reading
Posted in advice gap, annuity, pension playpen, pensions
Tagged annuity, Business, Cornhill, Counting House, dc pensions, Financial services, Golf-day, Lunch, pension, Pension Play Pen, Play, Playpen
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“More choice – no guidance” – the basic state pension top-up.
The basic state pension, second state pension and soon to be single state pension are annuities purchased from the State by National Insurance Contributions. With all the noise around the annuities you purchase from insurance companies, we can easily forget … Continue reading
Posted in actuaries, advice gap, Blogging, dc pensions, pensions
Tagged annuity, Business, corporate governance, DWP, Employment, National Employment Savings Trust, pension, Retirement, Steve Webb
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Putting financial bloggers in their place
Yesterday was interesting. I was shortlisted for Pensions Personality of the year – thanks to all who voted Pension Play Pen was shortlisted for technology solutions provider of the year – please vote here Another media awards event , the ABI … Continue reading
Posted in advice gap, Blogging, journalism, Martin Lewis
Tagged ABI, Actuarial science, annuity, blogging, Business, Business and Economy, de-risking, Financial services, Government, journalism, NAPF, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Retirement
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Standard Life comes up trumps
Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions
Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb
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People aren’t stupid- our products are!
I’m taking this comment out of comment so I won’t mention it’s source- it appears on a pensions website and is made by a leading actuary. Our challenge is to find a way to redress the balance and help them … Continue reading
Posted in annuity, Financial Education, First Actuarial, pensions
Tagged Actuarial science, annuity, Business, Defined benefit pension plan, DWP, Financial services, Investing, Investment, Investment management, Life annuity, National Employment Savings Trust, pension, Pension new, Retirement, social media
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9 days that shook the (pension) world.
It began with the budget and ended with an FCA probe on Zombie funds. On the way we have had an 111 page paper that provides an ongoing framework for pension governance , bans pension commission and caps provider … Continue reading
Think first – sell later
Think first – sell later- a dictum to be followed in the next 12 months Continue reading
George Osborne ate my pension – a blog by Hilary Salt
This is a blog written on Hilary Salt’s Facebook page which everyone should read. They aren’t my views and I don’t agree with a lot of what Hilary is saying, but this is the first coherently argued position I have … Continue reading
Posted in annuity, dc pensions, de-risking, pensions
Tagged annuity, Budget 2014, Business, Business and Economy, dc pensions, de-risking, defined benefit, Defined benefit pension plan, DWP, Financial services, George Osborne, Insurance, Office for Budget Responsibility, Pension Liberation, Pension new, pensions, Retirement
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“Annuities George, what took you so long?”
We have failed 1.5m annuitants- what took us so long? Continue reading
Posted in annuity, pensions
Tagged annuity, Business, DWP, Financial services, George Osborne, Government, Gregg McClymont, HM Treasury, pension, Pension new, Retirement, Rip-off, Steve Webb, Treasury
5 Comments
Annuity – RIP
I guess the moment I heard the news on the scrapping of compulsory annuities will stick in the memory like the moment I heard of the death of Elvis/Lennon and Princess Di. All morning we’d heard the helicopters hovering … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Popcorn Pensions, St Paul's
Tagged annuity, Budget 2014, Business, corporate risk, dc pensions, de-risking, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, George Osborne, Government, pension, pensions, Rest in Peace, Retirement, RIP, Steve Webb
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The DWP has responded to calls for the State Pension to be increased to at least £14,500 a year –…