The observation that retirees 'don't have a clue' understates the advice gap rather than member apathy. Generative tools may finally…
I stand corrected. My apologies. The only overrides to that 2007 legislation were during Covid when the earnings link was…
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…
I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Tag Archives: annuity
Do employers have a duty of care to their staff when they retire?
If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading
Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions
Tagged annuity, Business and Economy, Government, Investing, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension playpen, Pension Protection Fund, pensions, public sector, Public Sector Pensions, Steve Webb
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Play “FANTASY AUTO-ENROLMENT” and help 1m employers through staging
I don’t know who you are or why you’re reading this. I’m grateful you are though! Every day about 450 people get a blog from me, login to http://www.pensionplaypen or follow a link from twitter, linkedin or Facebook to what … Continue reading
Whatever happened to insurance?
If the man on the Clapham Omnibus was able to feel secure that he was insured against living too long, dying too soon or losing an income through sickness, mightn’t we have a simpler and more stable platform on which to build? Continue reading
Posted in annuity, Bankers, brand, leadership, Payroll, pensions, workplace pensions
Tagged Actuarial science, annuity, annuity purchase, Business, pension, Pension new, Retirement
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August PlayPen lunch; – AE without advice?
The PlayPen lunch split 5/5 on the issue, advisers and lawyers reckoning that advice was not only a practical but also a regulatory “must have” before employers staged auto-enrolment. In a regulatory context the division was on whether Steve Webb … Continue reading
You have sat too long…non-performing DC trust boards should go
The biggest threat to workplace pensions in this country is political. The next election will be fought on a growth agenda and every Government department (other than the DWP) will be taking a long hard look at the employer duties … Continue reading
Why pensions do need quality standards
If you buy a kettle, you look for the BSI Standard kitemark, if you get out a gas engineer – you look for the Corgi sign and if you buy fresh food you look for the red tractor Continue reading
Let’s give pensions leaders the chance to lead
I asked him whether he thought the Dutch pension system superior to the UK’s and he laughed “of course it is, it delivers better outcomes”. Continue reading
This is no country for old women
I haven’t been a great fan of academic pensions research or researchers for that matter. The research is typically a big whinge about people not getting a fair deal, the researchers comfortably cocooned in university sponsored sinecures or pensions. So I … Continue reading
Posted in actuaries, annuity, pensions
Tagged annuity, Basic State Pension, Business, dc pensions, Directive (European Union), Employment, Greece, Noel Whiteside, pension, Politics, Public Sector Pensions, Retirement, Royal Statistical Society, social media, Society, UK State Pension, University of Warwick
5 Comments
Mothball NEST till 2017
Should we mothball NEST and brush it off in 2017? Maybe a little drastic but we certainly need to scale back the amount it is spending both in events and it its payroll.
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Posted in dc pensions, NEST, pension playpen
Tagged annuity, Borough High Street, Business, Business and Economy, customer service, Dixie Chicks, Employment, Government, Liability Driven Investment, National Employment Savings Trust, NEST, pension, Pension Poverty, Politics, Public Sector Pensions, Retirement, Steve Webb, Treasury, United States
5 Comments
24 cheers for The Pension Play Pen Lunch
There’s a fine tradition in this country of people getting together in coffee houses and taverns and sorting out how and with whom business should be transacted. This was how the insurance market was founded in London and it still is how … Continue reading
Posted in annuity, corporate governance, Facebook, mallowstreet, NEST, pension playpen, pensions, social media
Tagged annuity, bribery act, corporate governance, corporate risk, Cyberbury, Debate, Employment, Facebook, Leeds, London, Lunch, mallowstreet, Manchester, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, Pensions, pensions, Public Sector Pensions, social media, yeovil town fc, YTFC
1 Comment
The DWP has responded to calls for the State Pension to be increased to at least £14,500 a year –…