Category Archives: customer service

How shares work (for us and our pensions)

Shares haven’t worked well for us over the past twelve years. World stock markets, especially the mature markets in Britain , Japan and the US, are worth less today than they were at the turn of the millenium. While some company’s shares … Continue reading

Posted in auto-enrolment, Bankers, Change, corporate governance, customer service, dc pensions, defined aspiration, FSA, happiness, Henry Tapper blog, Retirement | Tagged , , , , , , , | 12 Comments

Hose down RBS and Coutts before you put them on the forecourt.

There is a Coutts cash point in my high street – Eton High Street. It charges other bank’s customers for the privilege of using it. You can do that if you have the banking cachet that Coutts believes it has. Most … Continue reading

Posted in Bankers, Change, corporate governance, customer service, Fred Goodwin, Management, RBS, Retail Distribution Review | Tagged , , , , , , , | 2 Comments

It’s not what you say – it’s what you do!

Here is a heart warming story about a man named Barry who works for Kwikfit in Brentford. He is the the hero of this blog – there are some nameless villains but they shall be forgotten – this blog is about Barry. About … Continue reading

Posted in customer service, Management | Tagged , , , , , , , | Leave a comment

Building an online community

  The Kings Men I am sitting on a misty Cotswold hill in utter tranquility. Only the pad of the keys breaks the silence. The morning is still and there is a prospect of a beautiful day. I am alone. … Continue reading

Posted in cheltenham festival, customer service, Facebook, Henry Tapper blog, Horse racing, pension playpen, Pension Rocks III, pensions, social media, twitter | Tagged , , , , , , , | 2 Comments

Define your aspiration.

Last week, the brotherhood  of DB and DC pensions got a little sister when Steve Webb introduced the prospect of DA to the family. There is nothing new about the search for a third way, indeed it is the pensions equivalent of the … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, defined aspiration, EU Solvency II, NEST | Tagged , , , , , , , , | 13 Comments

How’s this for a rip-off?

I’m not sure if it’s my job to whistle blow and so far they have only followed 82 people on twitter (including me) – but don’t you reckon this kind of offer is a little dubious? Continue reading

Posted in customer service, dc pensions, de-risking, happiness, Henry Tapper blog, Management, Martin Lewis | Tagged , , , , , , , , , , , , , | 3 Comments

WE’VE GOT OUR POPCORN PENSIONS!

There have been a few times in my life that I have felt completely happy, the birth of my son, winning a scholarship to Bryanston and a telephone call received yesterday evening are three that spring to mind. Moments when your sense of self-worth is captured completely in the realisation that something wonderful has happened. Continue reading

Posted in customer service, Henry Tapper blog, Management, pension playpen, pensions, Popcorn Pensions, social media | Tagged , , , , , , , , , , | 3 Comments

Selling NEST and auto-enrolment to the pension weary

The issue of fatigue is high on my agenda this morning – especially Regulatory Fatigue. Yesterday the DWP published a host of documents that can be accessed through this link http://www.dwp.gov.uk/consultations/2011/workplace-pension-reform-2011.shtml It dots the “i”s and crosses the “t’s” on a … Continue reading

Posted in auto-enrolment, corporate governance, customer service, dc pensions, NEST, pensions, Personal Accounts | Tagged , , , , , , , | 8 Comments

Popcorn Pensions III – transforming the business of Pensions

If you’ve been following my posts recently, (thanks) you’ll be aware of a thread defined by the phrase “Popcorn Pensions” that refers to my friend Peter Shellswell’s KFC moment. Peter told me over the Popcorn Chicken that he’d decided to move on from … Continue reading

Posted in annuity, customer service, dc pensions, Fiduciary Management, Management, pension playpen, pensions | Tagged , , , , , , , , | 11 Comments

A hunger to educate – more on Popcorn Pensions

Hunger is not a word you’d associate with actuaries. One of our clients described the team working for her as “happy puppies” who approached the task of educating members with ” hunger“. These are not words that exist in the … Continue reading

Posted in annuity, auto-enrolment, customer service, dc pensions, happiness, Henry Tapper blog, mallowstreet, Management, pension playpen, pensions, social media, Treasury | Tagged , , , , , , | 7 Comments