Monthly Archives: October 2014

The Pension Industry cannot serve two masters

Posted on October 13, 2014 by henry tapper

Pensions are at a crossroads. For 30 years they have been travelling in the direction of the financial services and we could continue that direction of travel. We could turn left and go Dutch or turn right and adopt the American … Continue reading →

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Pay attention to the pension

Posted on October 12, 2014 by henry tapper

This 30 minute discussion at a recent MM Wired event is one of the few debates on pensions that we've had when discussing auto-enrolment. It worries me that for all the effort that is being put into getting payroll and … Continue reading →

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Any questions on the Guidance Guarantee?

Posted on October 12, 2014 by henry tapper

  This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading →

Posted in advice gap, Guidance, happiness, Retirement | Tagged , , , , , , , , , , , , , , | 3 Comments

Young People and Pensions

Posted on October 11, 2014 by henry tapper

This is a blog by Vivi Friedgut of @blackbullion; she is also responsible for the picture and its contents!   Pensions don’t make for the most thrilling conversations. Like verrucas, funerals or the dream you had last night, talking about … Continue reading →

Posted in advice gap, annuity, corporate governance, dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , | 1 Comment

TLAs, the FCA, IGCs & TCF. WTF?

Posted on October 11, 2014 by henry tapper

  This blog is by Ralph Frank   The financial services industry excels at producing Three Letter Acronyms (“TLAs”). One TLA that is likely to become an established part of pension lexicon is ‘IGC’. Independent Governance Committees (“IGCs”) are governance … Continue reading →

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Tiny steps towards better DC outcomes- #CASummit14

Posted on October 11, 2014 by henry tapper

Having spent 36 hours in the company of Life Co “strategists” and their counterparts in the IFA and EBC communities, I can now try and make sense of where “heads are at”. The mood has changed. Two years ago, the … Continue reading →

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The state of corporate advice at #casummit

Posted on October 10, 2014 by henry tapper

  The corporate adviser summit has been held every October in a swanky hotel somewhere in the home counties. This year we are in a frightful faux castle near Horsham complete with fake arrow slits and other accoutrements of the English … Continue reading →

Posted in advice gap, annuity, auto-enrolment, dc pensions, Retirement | Tagged , , , | 2 Comments

CDC schemes and Ponzi Schemes – a guest blog by Derek Benstead

Posted on October 9, 2014 by henry tapper

  A tweet is long enough to write an idiocy but not long enough to make a reasoned argument. The quoted tweets from PJ Zoulias  in Henry Tapper’s recent blog say nothing meaningful to give a reasoned response to. I’ll give … Continue reading →

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Promoting a sharing society

Posted on October 9, 2014 by henry tapper

I am struck by the power of sharing. The Friends of auto-enrolment has no money, no official sponsor (though the CIPP are doing a great job of standing behind us) and nothing more than a name with which to make … Continue reading →

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