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Tag Archives: Human Resources
IFEs not IFAs
If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing enhanced transfer values and has moved toi discussing how and when advice … Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury
Tagged annuity, corporate governance, dc pensions, de-risking, Economics, Employment, EU Solvency II, Financial adviser, Frank Field, Human Resources, Independent Financial Adviser, Liability Driven Investment, National Employment Savings Trust, pension, pensions, Peter Flanagan, Politics, Proto-Indo-European language, Retail Distribution Review, Retirement, Treasury, trustee, Trustees
18 Comments
That ETV debate in full
Sometimes people’s comments on blogs are more interesting than the blog itself- this is certainly the case in a blog I wrote last week on “Enhanced Transfer Values” the thrust of which is that there are better ways to de-rsik defined benefit pension plans than by giving members cash bungs to transfer out theirguaranteed rights.
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Posted in annuity, dc pensions, de-risking, pension playpen
Tagged annuity, Cash, Daily Mail, dc pensions, de-risking, Defined benefit pension plan, DWP, Economics, Human Resources, KPMG, linkedin, Martyn Lewis, pension, Pension new, pension playpen, pensions, Peter, Peter Flanagan, Wonga.com
11 Comments
There are better ways to de-risk than ETVs
The only pension schemes which you cannot transfer out of are the Basic State Pension, State Second Pension and NEST (yes – odd that a DC plan is in that mix). Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, NEST, Retirement
Tagged bribery act, Cash, Compensation & Benefits, corporate governance, corporate risk, customer service, Daily Mail, dc pensions, de-risking, Defined benefit pension plan, Defined contribution plan, EU Solvency II, Human Resources, KPMG, Liability Driven Investment, Manhattan Institute for Policy Research, NEST, pension, Pension new, Pensions, Politics, Retirement, Society, State Second Pension, Stock market
13 Comments
What to do with pension trustees
The skills, the committment and the experience of trustees is undoubted. They are a resource that is given for free for the good of all. IF David Cameron’s Big Society is expressed anywhere it is in the noble behaviour of these people, whether CEOs, shop stewards or ordinary members. Continue reading
Posted in annuity, dc pensions, Retirement
Tagged annuity, Compensation & Benefits, David Cameron, dc pensions, Defined benefit pension plan, Employee benefit, Employment, Financial services, henley, Human Resources, National Employment Savings Trust, pension, Pension new, Politics, Retirement, sharesave, Society, trustee, Trustees
10 Comments
Be aware – IFAs at work!
In order for employers to get value from their employee benefit plans they had better be absolutely sure that they are delivered by advisers that need carry no wealth warning!
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Posted in corporate governance, dc pensions, de-risking, Retail Distribution Review, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Employment, finance, Financial adviser, Financial plan, Financial services, Financial Services Authority, Human Resources, Independent Financial Adviser, Insurance, Marketing, National Employment Savings Trust, pension, Pension new, Pensions, Public Sector Pensions, Rage against the Machine, Retail Distribution Review, Retirement, Society, Trail commission
7 Comments
Do them a favour – give your older workers a hand!
It is as if a bridge had been built without a ramp from bridge to shore . People have to make their way from bridgehead to safety using their own resources though the cost of completing the bridge is minimal relative to the benefit it would bring. Continue reading
Posted in annuity, pensions, Retirement
Tagged annuity, Business, Employee value proposition, Employment, Human Resources, pension, pensions, Politics, regulation, Retirement, sharesave, Society, unilever, Will Hutton
4 Comments
Should employers be bothered about their pensioners?
Seems a stupid question to those of us involved in running defined benefit schemes. Pensioners of defined benefit pension schemes are the happy beneficiaries of their companies foresight and generosity in establishing and maintaining that pension. Organisations that have established … Continue reading
Posted in annuity, customer service, dc pensions, Retirement
Tagged annuity, Business, Compensation and Benefits, customer service, dc pensions, Defined benefit pension plan, Employment, Financial services, Human Resources, pension, Pension new, Pension Poverty, Politics, Retirement, Society
31 Comments
Kids stuff – what HR and Pension people can learn from Generation C
We will be competing for their interest with a whole bunch of others trying to get some space on their cloud. Continue reading
Posted in dc pensions, de-risking, pension playpen, pensions, Retirement
Tagged Booz & Company, Cyberbury, dc pensions, de-risking, Digital native, Economics, Employment, Facebook, Gospel of Matthew, Human Resources, Instant messaging, IPhone, James Brown, pension, Pension new, pension playpen, pensions, Retirement, San Francisco, twitter, Workforce, YouTube
9 Comments
Keeping pension scheme members engaged
I hope that in future debates, we will concentrate as much on holding the attention of employees as getting it. Continue reading