Tag Archives: decumulation

Let’s not get caught with our trousers down (again).

Posted on June 3, 2015 by henry tapper

The reason we have NEST and its £400m debt to the tax-payer is that the private sector refused to commit to supporting auto-enrolment ten years ago. If the organisations like Legal & General, Standard Life and Aviva , could have … Continue reading →

Posted in annuity, CDC, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Spurring Altmann on

Posted on May 31, 2015 by henry tapper

This must be an odd time for our new pension minister – Ros Altmann. As I’m finding out coming back from America, the first few days can carry you through on adrenalin. But then comes that wave of tiredness as … Continue reading →

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Are workplace pensions “risk-free” to employers?

Posted on February 6, 2015 by henry tapper

If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading →

Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Annuity reform- payroll needs to be in the front seat!

Posted on March 27, 2014 by henry tapper

Yesterday I wrote about the positives of the proposed abolition of compulsory annuitisation for the life insurers active in the UK pensions market. Today I want to share thoughts on payroll, who are always the last to be consulted and the … Continue reading →

Posted in advice gap, annuity, auto-enrolment, Bankers, Payroll, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

All the right funds- not necessarily in the right order (a budget prescient blog)

Posted on March 19, 2014 by henry tapper

  I wrote this blog hours before the budget which abolished annuities. For some reason I decided this morning, to write about investment as if annuities didn’t exist. From 2015, for new pensioners- they will no longer be the default, … Continue reading →

Posted in auto-enrolment, CDC, corporate governance, dc pensions, de-risking, defined aspiration, Payroll, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , | 4 Comments