Tag Archives: Target Pensions

This market failure’s not about advice but product.


  The FCA paper on structural problems with the pension freedoms that I wrote about yesterday, is the first evidence of Government admitting all in this garden is not rosy. What has happened since 2015 is an increase in people hammering … Continue reading

Posted in advice gap, CDC, pensions | Tagged , , , , , , , | 5 Comments

Where does all the money go?


Ok guy – have a look at this picture. It’s a very odd way of looking at money (especially the cash benefits – which for most will be the various family, disability and general living allowances). But it makes its … Continue reading

Posted in #WASPI, auto-enrolment, pensions | Tagged , , , , , , , | 3 Comments

Let’s not get caught with our trousers down (again).


The reason we have NEST and its £400m debt to the tax-payer is that the private sector refused to commit to supporting auto-enrolment ten years ago. If the organisations like Legal & General, Standard Life and Aviva , could have … Continue reading

Posted in annuity, CDC, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Do you have to be demented to buy an annuity?


This tweet is not the first time I’ve heard this argument Interesting question about pension freedoms and dementia at #micuk – do annuities offer better protection to sufferers? @rosaltmann — Nick Britton (@NickBritton_) May 13, 2015 I heard it several … Continue reading

Posted in pensions | Tagged , , , , , , | 2 Comments

Aren’t pensions worth a mention in this election?


Why has there been so little comment this election campaign on pensions? When the rabbit came out of the hat in #Budget2014, many thought the freedom of pensions was the Conservatives great “retail offer”. Has Steve Webb diluted its political … Continue reading

Posted in Politics, welfare | Tagged , , , , | 3 Comments

Am I being unfairly targeted?


It was all going so well. We’d had a great day working and a great night playing and we’d made it back to chalet 147 at Center parks and were tucked up in bed. But one of our company us was … Continue reading

Posted in advice gap, First Actuarial, pension playpen, pensions | Tagged , , , , , , , , , , , , , | Leave a comment