Tag Archives: Business and Economy
A new pension deal
A NEW PENSIONS DEAL – NOT A NEW KIND OF ISA There is only one thing that distinguishes a pension plan from an ISA plan and that is liquidity. By “liquidity”, I mean the ease with which the plan holder can … Continue reading
Posted in pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, auto enrolment, Business and Economy, Financial services, George Osborne, Government, HMRC, Michael Johnson, National Employment Savings Trust, new deal, Pension Plan, pension plans, Pension taxation, pensions, Tax, Treasury
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Why due diligence is soooooooo important!
Yesterday I wrote about pension charges and the difference between poor practice and malpractice . At some point the value for money swing-ometre tips into rip-off territory and it’s almost always when those managing its costs of a scheme, stop acting … Continue reading
Posted in accountants, auto-enrolment, pensions
Tagged advice, auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, due diligence, Employment, Financial services, first actuarial, occupational pension schemes, penions, pension, pension playpen, pension scheme, pension schemes
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Bad practice or malpractice?
Johnson hath spoken! Michael is one of the few people who owes the financial services industry nothing. His voice is independent and trustworthy and his latest contribution to the debate on how we fund our retirement is welcome Pensions are … Continue reading
Posted in pensions
Tagged Bad practice, Business and Economy, CDC, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, financial services industry, governance, malpractice, National Employment Savings Trust, pension, Pension new, pension playpen, Retirement, workplace Pensions
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NEST – Lamborghini or Trabant?
Yesterday I wrote about NEST’s great steps towards an integrated approach to the management of auto-enrolment data. I didn’t hear anyone else asking the question “is NEST acting as a force for good or is it over-stepping the remit we , … Continue reading
Posted in customer service, dc pensions
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Government, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, pensions, Retirement, Trabant or Lamborghini, workplace Pensions
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Boom Bust Boom
I went to the Imax this week (great cinema) to see Boom Bust Boom. I was a guest of Cardano, the Dutch fiduciary manager and I had a good time. One thing I’ve learned about the meeja, is that if … Continue reading
Posted in pensions
Tagged Banking, Bill and Ben, Boom Bust Boom, Business, Business and Economy, cardano, corporate governance, corporate risk, dc pensions, de-risking, Employment, Financial services, Laurie Santos, Michael Johnson, Monty Python, pension playpen, Retirement, Risk Management, Terry Jones, Theo Kocken, YouTube
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Important days for pensions
David Cameron will be announcing his new cabinet members and more junior ministers this week. Those of us who work in pensions already know that Ian Duncan Smith will remain Minister of State at the DWP, but who will be … Continue reading
Posted in pensions
Tagged annuities, annuity, auto enrolment, Business, Business and Economy, CDC, corporate governance, David Cameron, dc pensions, Drawdown, DWP, Employment, Financial services, Government, National Employment Savings Trust, pensions, Politics, Retirement, Ros Altmann, Steve Webb
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Do we need another pension commission? #IRSC
A call for inclusion from the pension elite? The NAPF have launched a call for an Independent Retirement Savings Commission. I went to hear the arguments yesterday morning and came away with a nice booklet but without much more enthusiasm … Continue reading
The dark hour of the innovator
Access to knowledge remains a stumbling block to financial education in this country. It is extremely difficult to convert information on what we own into knowledge about how we can use it. This is not a problem peculiar to the financial … Continue reading
Posted in pensions
Tagged Actuarial science, Business, Business and Economy, innovator, payback, Pension Freedoms, pension playpen, Pollen, Previnet, Quietroom
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We need a tank to get us across this battlefield!
We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading
Posted in pensions
Tagged Ann Begg, Business, Business and Economy, CDC, corporate governance, Dame Ann Begg, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, pensions, Politics, public sector, Public Sector Pensions, Retirement, Select Committee, Steve Webb, tanks, ww1
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It’s all about Steve Webb – stupid!
Pensions Question Time at the PPI Last night the Pension Policy Institute held a meeting to discuss the impact of next week’s budget on pensions. Expertly chaired by Paul Lewis, it turned out to be a meeting demonstrating the paucity … Continue reading