Tag Archives: Business and Economy

The conflicted world of Independent Governance Committees

If this is consumer friendly – I’d rather be a Dutchman! Continue reading

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Should I give my job to a computer?

This week the BBC has been running a series of programs on artificial intelligence. The first program asked the question HOW SUSCEPTIBLE ARE JOBS TO COMPUTERISATION? and reference was made to a study published here. I’d give it a read if you have a … Continue reading

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Mastertrusts – an accident waiting to happen?

How do we pay for pensions? We still know too little about what we are paying for pensions. The following statement appears on Standard Life’s website Employers can be confident that their schemes will all be compliant with the charge … Continue reading

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Helpless? – and scammers in town!

One of the worst things about doing my job is seeing people being fleeced without being able to do anything about it. I know that Katie Morley feels the same way – I can feel it when she’s writing about … Continue reading

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Disruption – is how social media regulates

In the context of Business continuity management, Disruption is an event which causes an “unplanned, negative deviation from the expected delivery … according to the organization’s objectives”. In this blog, I argue that disruption is part of the governance process … Continue reading

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The FinTech boom ignites with the start-ups!

This chart says something pretty interesting. It tells us that London is the top place in Europe for Financial Technology, it tells us that in terms of performance and market reach, we’re doing great but that we lag in Funding … Continue reading

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WOW – RDR II just broke out!

The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading

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What employers can do to get their members better pensions

Yesterday I had a chance to talk with a large employer about what they can do to help improve the outcomes of their DC plans. Influencing employees to get the best out of their pension savings means getting them to … Continue reading

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“We all defer together?” – Guest Blog from Ralph Frank

The recently announced consultation on pensions tax relief has stirred up thought and debate on the issue of incentivising long-term saving.  There are theoretical, commercial and practical aspects to be addressed in this process of defining an approach to pensions … Continue reading

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“Tax relief – what are the numbers?” Guest blog from Ralph Frank

The Government has repeatedly expressed its concern, both in the 2015 Budget (paragraph 1.232) and in the recently announced consultation on pensions tax relief, at the level of income tax forgone through the provision of pension tax relief.  This concern … Continue reading

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